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Find Home Equity Loan Specialists in Yelm, WA

Compare home equity loan specialists in Yelm. Review contact information and insurance categorys before you decide.

5 agents listed
Updated June 2026
Yelm, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.
Showing 5 home equity loan specialists in Yelm, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NewRez Home Loans- Theresa Donohue- Loan Officer page
106 NE Plaza Dr SE Building B2, Yelm, WA 98597
(253) 678-2098 newrez.com
America's Credit Union - Yelm Branch
415 E Yelm Ave, Yelm, WA 98597
(253) 964-3113 youracu.org
America's Credit Union - Yelm Walmart Branch
17100 WA-507 SE, Yelm, WA 98597
(253) 964-3113 youracu.org
O Bee Credit Union
1201 E Yelm Ave STE 100, Yelm, WA 98597
(360) 943-0740 obee.com
Olympia Federal Savings – Yelm
907 W Yelm Ave, Yelm, WA 98597
(360) 400-2100 olyfed.com

A home equity loan specialist in Yelm, Washington can help homeowners access the equity in their property for major expenses or debt consolidation. Washington state law requires lenders to follow specific disclosure rules under the Consumer Loan Act, including a three-day right of rescission for most home equity loans. Yelm residents may benefit from working with a specialist familiar with Thurston County property values and local lending practices.

What Does a Home Equity Loan Specialist in Yelm Cost?

Typical costs for a home equity loan specialist in Washington include an origination fee of 1 to 2 percent of the loan amount, appraisal fees ranging from 300 to 600 dollars, and title search fees of 150 to 400 dollars. Closing costs often total 2 to 5 percent of the loan. Washington state also charges a mortgage recording tax of 1.5 dollars per 500 dollars of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Yelm do?
A home equity loan specialist helps homeowners understand their borrowing options, such as lump-sum loans or lines of credit. They guide clients through the application process, explain Washington state disclosure requirements, and assist with paperwork. Specialists do not provide legal advice but can connect clients with licensed lenders.
What are the requirements for a home equity loan in Washington?
In Washington, you generally need at least 20 percent equity in your home, a good credit score, and a debt-to-income ratio below 43 percent. Lenders must comply with the Washington Consumer Loan Act, which mandates clear disclosure of interest rates, fees, and repayment terms. A home appraisal is typically required.

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