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Home Equity Loan Specialists in Stanwood, WA

Browse home equity loan specialists serving Stanwood, Washington. Contact information and addresses listed below.

7 agents listed
Updated June 2026
Stanwood, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.
Showing 7 home equity loan specialists in Stanwood, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
WaFd Bank
9025 271st St NW, Stanwood, WA 98292
(360) 629-2123 wafdbank.com
Equity Solutions NW
9715 271st St NW Suite 3, Stanwood, WA 98292
(425) 359-2287 equitysolutionsnw.com
BECU credit union
9128 Viking Way Suite D, Stanwood, WA 98292
(800) 233-2328 becu.org
LeaderOne Home Loans-Breanna Jeter(Studley)
7359 267th St NW ste e, Stanwood, WA 98292
(425) 314-9898 breannajeter.leader1.com
Chase Mortgage
26603 Lindstrom Rd, Stanwood, WA 98292
(360) 629-3552 chase.com
Evergreen Home Loans Stanwood One NMLS 1543142
9902 270th St NW Suite B, Stanwood, WA 98292
(360) 654-6830 evergreenhomeloans.com
Alphabetasoup LLC
30202 52nd Ave NW, Stanwood, WA 98292
(425) 322-6726 lumae.ai

A home equity loan specialist in Stanwood, Washington helps homeowners access the equity in their property for major expenses or debt consolidation. Washington state law requires lenders to follow specific disclosure rules under the Consumer Loan Act, including a three-day right of rescission for most home equity loans. Specialists guide clients through the application process and explain local property valuation trends in Snohomish County.

What Does a Home Equity Loan Specialist in Stanwood Cost?

Typical costs for a home equity loan specialist in Washington include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of $300 to $600, and closing costs ranging from $1,000 to $3,000. Some lenders charge an annual fee for lines of credit. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Stanwood?
A specialist helps you understand your home equity options, such as a lump-sum loan or a home equity line of credit. They review your financial situation, explain Washington state lending laws, and assist with the application and closing process.
What are the requirements for a home equity loan in Washington?
You generally need at least 15 to 20 percent equity in your home, a stable income, and a good credit score. Washington law requires lenders to provide a Truth in Lending disclosure and a right of rescission period of three business days for most loans.

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