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Find Home Equity Loan Specialists in Kirkland, WA

Browse home equity loan specialists serving Kirkland, Washington. Contact information and addresses listed below.

15 agents listed
Updated June 2026
Kirkland, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.
Showing 15 home equity loan specialists in Kirkland, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
4020 Lake Washington Blvd NE East Suite 202, Kirkland, WA 98033
(206) 673-2121 fairwaysound.com
Washington First Mortgage
821 Kirkland Ave Suite 100, Kirkland, WA 98033
(425) 576-5462 wafirstmortgage.com
Eastside Funding
3927 Lake Washington Blvd NE, Kirkland, WA 98033
(425) 230-0000 eastsidefunding.com
Alex Louie at Home Trust Financial
135 Lake St S STE 230, Kirkland, WA 98033
(206) 618-9288 linktr.ee
Home Trust Financial
135 Lake St S STE 230, Kirkland, WA 98033
(206) 409-5273 hometrustloans.com
Guild Mortgage Company
105 Central Way #200, Kirkland, WA 98033
(425) 947-7800 branches.guildmortgage.com
Ted Andrew Klarich | Fairway Independent Mortgage Corporation Loan Officer
4030 Lake Washington Blvd NE # 210, Kirkland, WA 98033
(206) 401-1878
LoanZilla
6620 Lake Washington Blvd NE APT 302, Kirkland, WA 98033
(425) 659-3388 loanzilla.com
Tina Mitchell - Loan Originator
516 6th St South, Kirkland, WA 98033
(425) 647-0205 highlandsmortgage.com
Washington Discount Mortgage
8213 131st Ave NE, Kirkland, WA 98033
(206) 755-1697 washingtondiscountmortgage.com
TriStar Finance, Inc. I HOME LOANS I MORTGAGE COMPANY
10510 Northup Way # 115, Kirkland, WA 98033
(888) 909-9024 tristarfinance.com
Home Loans by Carrie Haines
11255 Kirkland Way Suite 110, Kirkland, WA 98033
(425) 501-1714 homeloansbycarriehaines.com
Level Capital, LLC
11250 Kirkland Way, Kirkland, WA 98033
(425) 406-2277 levelcapital.com
Tyler Hill, Loan Officer NMLS #2051346
135 Lake St S STE 230, Kirkland, WA 98033
(425) 289-8641 hometrustloans.com
Michael Colagrossi at Loan Depot
105 Central Way Ste 203, Kirkland, WA 98033
(425) 223-1997 loandepot.com

A home equity loan specialist in Kirkland Washington helps homeowners access the equity in their property. Washington law limits home equity loan interest rates and requires clear disclosure of fees under the Consumer Loan Act. Local specialists understand King County property values and the specific requirements of Washington state lending regulations.

What Does a Home Equity Loan Specialist in Kirkland Cost?

Typical costs for a home equity loan specialist in Washington include an origination fee of 0.5 percent to 2 percent of the loan amount. Appraisal fees range from 300 to 600 dollars. Closing costs can total 2 to 5 percent of the loan value. Washington law limits prepayment penalties under certain conditions. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Kirkland do?
A home equity loan specialist helps Kirkland homeowners apply for loans using their home equity as collateral. They guide you through Washington state requirements including the right of rescission and proper documentation.
What are the requirements for a home equity loan in Washington?
Washington requires borrowers to be at least 18 years old and have sufficient equity in their home. Lenders typically require a credit check and proof of income. Washington law also mandates a three day rescission period after signing.
How long does a home equity loan process take in Kirkland?
The process usually takes 30 to 45 days from application to funding in Kirkland. This timeline includes property appraisal under Washington standards and final underwriting review.

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