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Find Home Equity Loan Specialists in Kenmore, WA

Compare home equity loan specialists in Kenmore. Review contact information and insurance categorys before you decide.

2 agents listed
Updated June 2026
Kenmore, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.
Showing 2 home equity loan specialists in Kenmore, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
All City Mortgage, LLC (NMLS#107614)
7225 NE 149th Pl, Kenmore, WA 98028
(425) 485-6509 lendinginseattle.com
US Bank Mortgage
6460 NE Bothell Way, Kenmore, WA 98028
(425) 485-9510 usbank.com

Home equity loan specialists in Kenmore, Washington help homeowners access the equity in their property. Washington state law requires lenders to follow specific disclosure rules under the Consumer Loan Act. These specialists can guide you through the process of using your homes value for a lump sum or line of credit.

What Does a Home Equity Loan Specialist in Kenmore Cost?

Typical costs for a home equity loan specialist in Washington include an origination fee of 1 to 2 percent of the loan amount, an appraisal fee of $300 to $600, and title search fees of $200 to $400. Closing costs often total 2 to 5 percent of the loan. Some lenders offer no-closing-cost options but may charge a higher interest rate. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Kenmore do?
A specialist helps you understand your home equity options, such as a home equity loan or a home equity line of credit. They review your property value, income, and credit to find suitable lending products. In Washington, specialists must be licensed under the state Department of Financial Institutions.
What are the requirements for a home equity loan in Washington?
You generally need at least 15 to 20 percent equity in your home, a stable income, and a good credit score. Washington law limits the loan-to-value ratio for most home equity loans to 80 percent. Lenders also require a property appraisal and title insurance.

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