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Find Home Equity Loan Specialists in Chehalis, WA

Looking for a home equity loan specialist in Chehalis? Review the directory below to compare your options.

5 agents listed
Updated June 2026
Chehalis, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.
Showing 5 home equity loan specialists in Chehalis, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Timberland Bank
714 W Main St, Chehalis, WA 98532
(360) 740-0770 timberlandbank.com
Peak Credit Union
1555 S Market Blvd, Chehalis, WA 98532
(800) 258-3115 peakcu.org
McKenzie Kelly, NMLS: 1093037, Valor Home Loans
462 N Market Blvd, Chehalis, WA 98532
(360) 701-8502 valorhl.com
OneMain Financial
1648 NW Louisiana Ave, Chehalis, WA 98532
(360) 748-6053 onemainfinancial.com
Columbia Crest Financial Advisors
2540 NE Kresky Ave Suite A, Chehalis, WA 98532
(360) 740-6450 columbiacrestfa.com

A home equity loan specialist in Chehalis, Washington helps homeowners access the equity in their property through a second mortgage or home equity line of credit. Washington State law requires lenders to follow specific disclosure rules under RCW 31.04 and the Consumer Loan Act. Local specialists understand property values in Lewis County and can guide you through the application process.

What Does a Home Equity Loan Specialist in Chehalis Cost?

Typical costs for a home equity loan specialist in Washington include origination fees of 0.5 to 1.5 percent of the loan amount, appraisal fees ranging from 400 to 800 dollars, and closing costs of 2 to 5 percent of the loan. Some lenders charge annual fees for home equity lines of credit. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Chehalis?
A home equity loan specialist is a licensed professional who helps homeowners apply for loans using their home equity as collateral. They work with lenders to find suitable terms and ensure compliance with Washington State regulations.
How much equity do I need for a home equity loan in Washington?
Most lenders in Washington require at least 15 to 20 percent equity in your home. The exact amount depends on your credit score, income, and the loan-to-value ratio allowed by the lender.
Are there specific Washington laws for home equity loans?
Yes, Washington State law under RCW 31.04 regulates home equity lending. Lenders must provide a Truth in Lending disclosure and a right of rescission period of three business days for most home equity loans.

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