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Showing 2 home equity loan specialists in Whitehouse, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
John Gentry Integra Insurance Services - Equity Insurance Group
15632 TX-110 Suite 21, Whitehouse, TX 75791
(903) 871-9828
equityinsgroup.com
Capital Mortgage
15632 TX-110 Suite 15, Whitehouse, TX 75791
(903) 839-8899
tylertexashomemortgages.wordpress.com
What Does a Home Equity Loan Specialist in Whitehouse Cost?
Typical costs for a home equity loan specialist in Texas include an origination fee of 0.5% to 1.5% of the loan amount, appraisal fees of $400 to $700, and title fees of $500 to $1,500. Closing costs generally range from 2% to 5% of the loan amount. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the maximum loan amount for a home equity loan in Texas?
In Texas, a home equity loan cannot exceed 80% of the home appraised value. This limit includes all existing mortgage debt on the property. The lender must verify the value through a certified appraisal.
How long does the home equity loan process take in Whitehouse?
The process typically takes 30 to 45 days from application to closing. Texas law requires a 12-day waiting period after you receive the loan estimate. The specialist must also provide a copy of the Texas Home Equity Disclosure.
What are the Texas-specific rules for home equity loans?
Texas law limits home equity loans to one per year on the same property. The loan cannot exceed 80% loan-to-value. You have a three-day right of rescission after closing. The loan must be made by a lender authorized to do business in Texas.