Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 14 home equity loan specialists in Mesquite, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loanstar Title Loans
3639 Gus Thomasson Rd, Mesquite, TX 75150
(972) 279-1386
loanstartitleloans.net
Mariner Finance
1100 N Town E Blvd Ste. 105, Mesquite, TX 75150
(469) 718-1990
locations.marinerfinance.com
Regional Finance
3600 Gus Thomasson Rd Suite 107, Mesquite, TX 75150
(972) 587-5906
branches.regionalfinance.com
OneMain Financial
2601 Gus Thomasson Rd # 400, Mesquite, TX 75150
(972) 270-8881
onemainfinancial.com
Republic Finance
1220 N Town E Blvd Suite 130, Mesquite, TX 75150
(469) 444-8020
locations.republicfinance.com
What Does a Home Equity Loan Specialist in Mesquite Cost?
Typical costs for a home equity loan specialist in Texas include origination fees of 0.5% to 1.5% of the loan amount, appraisal fees from $400 to $800, and title insurance ranging from $1,000 to $2,500. Closing costs generally total 2% to 5% of the loan. These fees vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a home equity loan specialist in Mesquite?
A home equity loan specialist is a professional who helps homeowners apply for loans using their home equity as collateral. In Texas, they must follow state laws including the 80% loan-to-value limit and the 12-day rescission period.
What are the Texas rules for home equity loans?
Texas law allows home equity loans up to 80% of the home value. Borrowers have a 12-day right of rescission after signing. The loan cannot be used for agricultural or business purposes unless the property is used for those purposes.
How do I choose a home equity loan specialist in Mesquite?
Look for a specialist with experience in Texas home equity laws. Check their licensing with the Texas Department of Savings and Mortgage Lending. Ask about their knowledge of local property values and the required homestead affidavit.