Find Home Equity Loan Specialists Near You in Horizon City, TX
Looking for a home equity loan specialist in Horizon City? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 3 home equity loan specialists in Horizon City, TX
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A home equity loan specialist in Horizon City Texas can guide you through the unique rules of Texas home equity lending. Under Texas law, a home equity loan cannot exceed 80 percent of the home value and must include a 12-day rescission period. These specialists help homeowners understand the process and meet all legal requirements.
What Does a Home Equity Loan Specialist in Horizon City Cost?
Typical costs for a home equity loan specialist in Texas include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees ranging from 400 to 800 dollars, and title policy fees around 500 to 1,000 dollars. Closing costs can total 2 to 5 percent of the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a home equity loan specialist in Horizon City Texas?
A home equity loan specialist is a professional who helps homeowners navigate the process of borrowing against their home equity. They explain Texas specific rules such as the 80 percent loan to value limit and the required 12 day waiting period after application.
What are the Texas legal requirements for a home equity loan?
Texas law requires that a home equity loan not exceed 80 percent of the home fair market value. The loan must also include a 12 day rescission period where you can cancel without penalty. Additionally, only one home equity loan is allowed at a time on a property.