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Compare Home Equity Loan Specialists in Cranston, RI

Compare home equity loan specialists in Cranston. Review contact information and insurance categorys before you decide.

10 agents listed
Updated June 2026
Cranston, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Rhode Island before hiring.
Showing 10 home equity loan specialists in Cranston, RI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Primary Residential Mortgage
647 Oaklawn Ave, Cranston, RI 02920
(401) 490-7146 primeres.com
The Ferranti Group of loanDepot, NMLS#174457
1615 Pontiac Ave STE 3, Cranston, RI 02920
(401) 233-5020 loandepot.com
Atlantic Mortgage & Finance Corporation
1009 Reservoir Ave, Cranston, RI 02910
(401) 481-8050 atlanticcorporation.net
Churchill Mortgage - Cranston
63 Sockanosset Cross Rd Ste 2A Ofc 7, Cranston, RI 02920
(401) 889-2174 churchillmortgage.com
Precision Home Lending
1288 Oaklawn Ave, Cranston, RI 02920
(401) 487-7379 ddphl.com
Chris Alfano - loanDepot - Loan Officer - NMLS #2097161
1615 Pontiac Ave 1st Floor, Cranston, RI 02920
(401) 527-1187 loandepot.com
Advanced Mortgage Corp.
2220 Plainfield Pike #213, Cranston, RI 02921
(401) 737-6655 advancedmortgagecorp.com
EMCAP Lending
1140 Reservoir Ave, Cranston, RI 02920
(833) 563-6227 emcaplending.com
Homespire Mortgage
1215 Reservoir Ave 2nd Floor, Cranston, RI 02920
(401) 743-4972
New American Funding - Cranston
145 Phenix Ave, Cranston, RI 02920
(401) 646-9286 newamericanfunding.com

A home equity loan specialist in Cranston Rhode Island helps homeowners access the equity in their property. Rhode Island law requires lenders to follow specific disclosure rules under the Rhode Island Residential Mortgage Disclosure Act. These specialists guide you through loan options and local closing procedures.

What Does a Home Equity Loan Specialist in Cranston Cost?

Typical costs for a home equity loan specialist in Rhode Island include an appraisal fee of 400 to 700 dollars and origination fees of 0.5 to 2 percent of the loan amount. Closing costs can range from 500 to 2000 dollars. Some lenders charge a flat fee for document preparation. Note that costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Cranston Rhode Island?
A specialist helps you understand loan terms and apply for a home equity loan or line of credit. They review your property value and credit history. They also explain Rhode Island specific rules like the 3 day right of rescission for refinances.
What are the requirements for a home equity loan in Rhode Island?
You typically need at least 20 percent equity in your home. Lenders check your credit score and debt to income ratio. Rhode Island law does not cap interest rates but requires clear disclosure of all fees.

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