Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 3 home equity loan specialists in Sunbury, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AFL Home Lending™ / American Financial Lending™
14281 OH-37, Sunbury, OH 43074
(614) 586-7324
americanfinanciallending.net
Patriot Mortgage LLC
37 E Granville St suite b, Sunbury, OH 43074
(614) 209-9209
patriotmortgageloans.com
What Does a Home Equity Loan Specialist in Sunbury Cost?
Typical costs for a home equity loan specialist in Ohio include an origination fee of 0.5 to 1 percent of the loan amount and appraisal fees ranging from 300 to 500 dollars. Closing costs may total 2 to 5 percent of the loan amount. Costs vary by lender and loan size. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home equity loan specialist do in Sunbury Ohio?
A home equity loan specialist helps homeowners understand their borrowing options based on property value and credit history. They guide you through the application process and explain Ohio specific regulations like the right of rescission under federal law.
What are the requirements for a home equity loan in Ohio?
Ohio lenders typically require a minimum credit score of 620 and a loan to value ratio of 80 percent or less. You must also have sufficient income to repay the loan and the property must be in good condition.
How long does it take to get a home equity loan in Sunbury?
The process usually takes 30 to 45 days from application to closing. This timeline includes property appraisal underwriting and compliance with Ohio disclosure laws.