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Find Home Equity Loan Specialists Near You in Statesville, NC

Directory of home equity loan specialists in Statesville, North Carolina. Verify credentials with the state state mortgage licensing authority before hiring.

10 agents listed
Updated June 2026
Statesville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 10 home equity loan specialists in Statesville, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1737 Wilkesboro Hwy E, Statesville, NC 28625
(704) 878-9544 locations.marinerfinance.com
Regional Finance
1897 E Broad St, Statesville, NC 28625
(704) 872-4057 branches.regionalfinance.com
United Federal Credit Union - Statesville
209 Turnersburg Hwy, Statesville, NC 28625
(888) 982-1400 unitedfcu.com
Creekside Finance Inc
1414 Wilkesboro Hwy, Statesville, NC 28625
(704) 871-1909 creeksidefinance.com
OneMain Financial
122 Venture Ln Ste 4, Statesville, NC 28625
(704) 872-3644 onemainfinancial.com
Basic Finance, Inc.
121 N Center St #101, Statesville, NC 28677
(704) 380-2175 basicfinanceinc.com
Steven Insuasti Mortgage Broker
167 Dunlap Loop, Statesville, NC 28625
(772) 361-4323 hihello.me
Allied Financial Services
1624 E Broad St, Statesville, NC 28625
(704) 873-2803 locallendsource.com
Republic Finance
1550 E Broad St, Statesville, NC 28625
(980) 759-8050 locations.republicfinance.com
First National Bank
127 Northcross Ln, Statesville, NC 28625
(704) 873-4130 locations.fnb-online.com

A home equity loan specialist in Statesville, North Carolina helps homeowners access the value in their property. North Carolina law requires lenders to follow specific disclosure rules under the North Carolina Consumer Finance Act. Specialists guide clients through the application process and explain local property tax implications.

What Does a Home Equity Loan Specialist in Statesville Cost?

Typical costs for a home equity loan specialist in North Carolina include an appraisal fee of 300 to 500 dollars, an origination fee of 1 to 2 percent of the loan amount, and closing costs of 500 to 1,500 dollars. Some lenders also charge a document preparation fee. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Statesville do?
A specialist helps you apply for a loan using your home equity. They review your property value, income, and credit. They also explain North Carolina rules on loan limits and interest rates.
What are the requirements for a home equity loan in North Carolina?
You typically need at least 15 to 20 percent equity in your home. Lenders require a good credit score and proof of income. North Carolina law caps interest rates on home equity loans at 8 percent above the prime rate.

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