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Find Home Equity Loan Specialists Near You in Southern Pines, NC

Browse home equity loan specialists serving Southern Pines, North Carolina. Contact information and addresses listed below.

8 agents listed
Updated June 2026
Southern Pines, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 8 home equity loan specialists in Southern Pines, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bill Mecklenburg at Prosperity Home Mortgage - Southern Pines
750 NW Broad St Suite 3, Southern Pines, NC 28387
(910) 693-0040 phmloans.com
GoPrime Mortgage, Inc.
155 W New York Ave # 200, Southern Pines, NC 28387
(919) 853-7557 goprime.com
Rita Hairston at CrossCountry Mortgage
115 E Pennsylvania Ave Suite 1 & 2, Southern Pines, NC 28387
(910) 690-5511 crosscountrymortgage.com
SW Mortgage Group at Edge Home Finance
165 E New Hampshire Ave, Southern Pines, NC 28387
(612) 242-1351 swmortgagegroup.com
First Bank Branch - Southern Pines, NC
205 SE Broad St, Southern Pines, NC 28387
(910) 692-6222 localfirstbank.com
First Bank - Pinecrest Plaza, NC
10205 US 15-501 Hwy #46, Southern Pines, NC 28387
(910) 692-2992 localfirstbank.com
Erica Campbell at CrossCountry Mortgage
115 E Pennsylvania Ave Suites 1 & 2, Southern Pines, NC 28387
(910) 890-3494 crosscountrymortgage.com
First National Bank
185 W Morganton Rd, Southern Pines, NC 28387
(910) 693-3336 locations.fnb-online.com

Home equity loan specialists in Southern Pines, North Carolina help homeowners access the value in their property. North Carolina law requires lenders to follow specific regulations under the North Carolina Consumer Finance Act. Specialists guide you through loan options, credit checks, and property appraisals to secure funding for home improvements or other expenses.

What Does a Home Equity Loan Specialist in Southern Pines Cost?

Typical costs for a home equity loan specialist in North Carolina include an origination fee of 1 to 2 percent of the loan amount. Appraisal fees range from 300 to 600 dollars, and closing costs can total 1,000 to 3,000 dollars. Some lenders also charge application or processing fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Southern Pines?
A home equity loan specialist helps you understand your borrowing options based on your home equity. They review your financial situation, explain loan terms, and assist with the application process. In North Carolina, they must comply with state lending laws and disclosure requirements.
What are the requirements for a home equity loan in North Carolina?
Borrowers typically need a credit score of at least 620 and a loan-to-value ratio of 80 percent or less. North Carolina law limits the maximum interest rate and fees for certain loans under the North Carolina Consumer Finance Act. You must also provide proof of income and property appraisal.

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