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Find Home Equity Loan Specialists in Hendersonville, NC

Compare home equity loan specialists in Hendersonville. Review contact information and insurance categorys before you decide.

15 agents listed
Updated June 2026
Hendersonville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 15 home equity loan specialists in Hendersonville, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Highlands Residential Mortgage
322 S King St ste 1, Hendersonville, NC 28792
(828) 696-0780 highlandsmortgage.com
Mariner Finance
637 Spartanburg Hwy Ste. 20, Hendersonville, NC 28792
(828) 698-9108 locations.marinerfinance.com
Regional Finance
638 Spartanburg Hwy Suite 30, Hendersonville, NC 28792
(828) 698-4360 branches.regionalfinance.com
United Community
2520 Chimney Rock Rd, Hendersonville, NC 28792
(828) 698-5684 ucbi.com
HomeTrust Bank - Hendersonville
228 6th Ave E, Hendersonville, NC 28792
(828) 693-0264 htb.com
United Federal Credit Union - Hendersonville
101 Jack St, Hendersonville, NC 28792
(888) 982-1400 unitedfcu.com
OneMain Financial
825 Spartanburg Hwy, Hendersonville, NC 28792
(828) 697-5383 onemainfinancial.com
Atlantic Bay Mortgage Group - Hendersonville, NC
117 W Barnwell St #4, Hendersonville, NC 28792
(828) 348-5803 atlanticbay.com
Truist
222 S Main St, Hendersonville, NC 28792
(828) 393-6450 truist.com
Patrick Hunt - Mortgage Loan Officer
203b Greenville Hwy, Hendersonville, NC 28792
(828) 707-1556 unitedfcu.com
United Federal Credit Union - Hendersonville South
855 Spartanburg Hwy, Hendersonville, NC 28792
(888) 982-1400 unitedfcu.com
First Bank - Hendersonville, NC
601 N Main St, Hendersonville, NC 28792
(828) 696-8100 localfirstbank.com
Amerifirst Home Mortgage - Hendersonville
212 S Grove St h, Hendersonville, NC 28792
(828) 388-7800
Self-Help Credit Union
100 Dana Rd, Hendersonville, NC 28792
(828) 233-1140 self-help.org
Equity One
2111 Asheville Hwy, Hendersonville, NC 28791
(828) 697-9735

A home equity loan specialist in Hendersonville, North Carolina helps homeowners access the equity in their property for major expenses or debt consolidation. North Carolina law limits home equity loans to 80% of the home value for most borrowers, though some lenders may offer higher amounts under specific conditions. Specialists guide clients through local lending requirements and help compare options from regional banks and credit unions.

What Does a Home Equity Loan Specialist in Hendersonville Cost?

Typical costs for a home equity loan specialist in North Carolina include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $300 to $600, and closing costs of $500 to $2,000. Some lenders may waive certain fees for qualified borrowers. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Hendersonville do?
A specialist helps you evaluate your home equity, compare loan terms, and complete the application process. They work with local lenders to find a loan that fits your financial situation and property value.
What are the North Carolina laws for home equity loans?
North Carolina law generally caps home equity loans at 80% of the property value, though exceptions exist for certain borrowers. The state also requires a three-day right of rescission after closing for most home equity loans.
How do I choose a home equity loan specialist in Hendersonville?
Look for a specialist with experience in North Carolina lending laws and local property markets. Check their credentials, client reviews, and whether they work with multiple lenders to offer you competitive rates.

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