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Home Equity Loan Specialists in Graham, NC

Looking for a home equity loan specialist in Graham? Review the directory below to compare your options.

3 agents listed
Updated June 2026
Graham, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 3 home equity loan specialists in Graham, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Home Loans - Bart Neyman #415430
17 SE Court Square #200, Graham, NC 27253
(336) 516-8752 edgehomefinance.com
AgSouth Farm Credit
225 N Main St, Graham, NC 27253
(336) 227-5531 agsouthfc.com
Fairway Home Mortgage-Graham Office
112 W Elm St Suite C, Graham, NC 27253
(336) 499-9469

A home equity loan specialist in Graham, North Carolina helps homeowners access the equity in their property for major expenses or debt consolidation. North Carolina law limits home equity loan amounts to 90% of the property value for most borrowers. Specialists guide clients through the application process, explain local regulations, and connect them with lenders or financial institutions.

What Does a Home Equity Loan Specialist in Graham Cost?

Typical costs for a home equity loan specialist in North Carolina include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $300 to $600, and closing costs of $500 to $1,500. Some specialists charge a flat consultation fee of $100 to $300. Costs vary by case and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Graham do?
A home equity loan specialist helps you evaluate your home equity, choose between a lump sum loan or a line of credit, and complete the application. They also explain North Carolina specific rules, such as the 10 day right of rescission for certain loans.
How much equity do I need for a home equity loan in North Carolina?
Most lenders in North Carolina require you to keep at least 10% equity in your home after the loan. That means you need at least 20% total equity to qualify for a loan up to 90% of the property value.
Are there any North Carolina laws I should know about home equity loans?
Yes. North Carolina General Statute 24-1.1A sets interest rate limits for home equity loans. Also, if you refinance a home equity loan with a new lender, you have a three day right to cancel the transaction.

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