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Find Home Equity Loan Specialists in Gastonia, NC

Compare home equity loan specialists in Gastonia. Review contact information and insurance categorys before you decide.

15 agents listed
Updated June 2026
Gastonia, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 15 home equity loan specialists in Gastonia, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Regional Finance
2568 W Franklin Blvd, Gastonia, NC 28052
(704) 865-9696 branches.regionalfinance.com
OneMain Financial
3060 E Franklin Blvd Ste 1 Ste 5, Gastonia, NC 28056
(704) 864-4316 onemainfinancial.com
Regional Finance
1941 Hoffman Rd Suite 10, Gastonia, NC 28054
(704) 865-5937 branches.regionalfinance.com
C&F Mortgage Corp
1325 E Garrison Blvd STE A, Gastonia, NC 28054
(704) 867-3997 cfmortgagecorp.com
Lendmark Financial Services LLC
3916 E Franklin Blvd #130, Gastonia, NC 28056
(704) 899-5247 lendmarkfinancial.com
OneMain Financial
2609 S New Hope Rd #4, Gastonia, NC 28056
(704) 865-3465 onemainfinancial.com
Caliber Home Loans
1310 E Garrison Blvd, Gastonia, NC 28054
(980) 244-2310 caliberhomeloans.com
Linda Hinson
1000 S New Hope Rd, Gastonia, NC 28054
(704) 718-1808 movement.com
Amity Finance, Inc.
2477 E Ozark Ave, Gastonia, NC 28054
(704) 867-3643
Republic Finance
2930 E Franklin Blvd Suite 30, Gastonia, NC 28056
(980) 460-3102 locations.republicfinance.com
American Security Mortgage
1566 Union Rd, Gastonia, NC 28054
(704) 864-4444 americansecuritymortgage.com
Southern Loans, Inc
3043 Union Rd, Gastonia, NC 28056
(704) 867-3643 southern-loans.com
SameDay Payday Loans
205 S York St, Gastonia, NC 28052
(980) 372-7940 samedaybcl.com
The Knorr Group of ALCOVA Mortgage | Gastonia, NC
121 W Main Ave ste 104, Gastonia, NC 28052
(704) 968-5156 alcova.com
Mortgage, Bank of America
355 S New Hope Rd, Gastonia, NC 28054
(980) 448-7604 bankofamerica.com

A home equity loan specialist in Gastonia, North Carolina helps homeowners access the equity in their property for major expenses or debt consolidation. North Carolina law limits home equity loans to 90% of the property value for most borrowers. Specialists guide clients through the application process and explain local lending requirements.

What Does a Home Equity Loan Specialist in Gastonia Cost?

Typical costs for a home equity loan specialist in North Carolina include an origination fee of 0.5% to 1% of the loan amount, appraisal fees between $300 and $600, and closing costs of $500 to $1,500. Some specialists charge a flat fee of $500 to $2,000. Costs vary by case and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Gastonia do?
A specialist helps you apply for a home equity loan or line of credit. They review your property value, credit history, and income to find suitable loan options. They also explain North Carolina rules such as the 90% loan-to-value limit.
How much equity do I need for a home equity loan in North Carolina?
Most lenders in North Carolina require at least 20% equity in your home. This means your loan balance cannot exceed 80% of the property value. Some specialists may help with higher ratios up to 90% depending on your credit.

Home Equity Loan Specialists in Other North Carolina Cities