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Find Home Equity Loan Specialists Near You in Pearl River, NY

Compare home equity loan specialists in Pearl River. Review contact information and insurance categorys before you decide.

2 agents listed
Updated June 2026
Pearl River, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 2 home equity loan specialists in Pearl River, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Drew Tobin at CrossCountry Mortgage
19 N Main St Suite A, Pearl River, NY 10965
(914) 356-6685 myrenoteam.com
QuestStar Mortgage
7 E Central Ave, Pearl River, NY 10965
(800) 847-0714 queststarmortgage.com

A home equity loan specialist in Pearl River, New York can guide you through borrowing against your homes equity. New York law requires lenders to follow strict disclosure rules under the Truth in Lending Act and state regulations. Local specialists understand Rockland County property values and can help you compare fixed-rate home equity loans and home equity lines of credit.

What Does a Home Equity Loan Specialist in Pearl River Cost?

Typical costs for a home equity loan specialist in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 300 to 600 dollars, and title search fees of 200 to 400 dollars. Closing costs often total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Pearl River?
A home equity loan specialist helps you evaluate your options for borrowing against your home equity. They explain New York specific rules such as the 2 percent prepayment penalty cap on certain loans and help you gather required documents like property appraisals and income verification.
What are the requirements for a home equity loan in New York?
In New York you generally need at least 20 percent equity in your home, a credit score of 620 or higher, and a debt to income ratio below 43 percent. Lenders also require a property appraisal and proof of income. New York law mandates a three day right of rescission after closing.

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