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Home Equity Loan Specialists in New City, NY

Browse home equity loan specialists serving New City, New York. Contact information and addresses listed below.

3 agents listed
Updated June 2026
New City, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 3 home equity loan specialists in New City, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FM Home Loans
56 Congers Rd, New City, NY 10956
(845) 354-9700 fmm.com
Trustco Bank
20 Squadron Blvd, New City, NY 10956
(845) 634-4571 trustcobank.com
Rick Spears | Prodigy Mortgage Corp
3 Dalewood Ct, New City, NY 10956
(845) 639-0400 prodigymortgage.com

Home equity loan specialists in New City New York help homeowners access the value built up in their property. These professionals guide clients through the application process and explain how New York law treats home equity loans as second mortgages. Understanding local property tax rules and the New York City recording tax can affect your loan costs.

What Does a Home Equity Loan Specialist in New City Cost?

Typical costs for a home equity loan specialist in New York include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 300 to 600 dollars. Title search and insurance can add 500 to 1000 dollars. New York also charges a mortgage recording tax of about 1.8 percent of the loan in Rockland County. These costs vary by lender and loan size. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in New City do?
A home equity loan specialist helps you apply for a loan using your home as collateral. They review your credit, property value, and income to find suitable lenders. In New York, they also explain the state required disclosures and the 3 day right of rescission period.
How much equity do I need for a home equity loan in New York?
Most lenders require you to keep at least 20 percent equity in your home after the loan. This means your total loan balance cannot exceed 80 percent of your homes appraised value. Some New York credit unions may offer slightly higher limits.

Home Equity Loan Specialists in Other New York Cities