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Compare Home Equity Loan Specialists in Malta, NY

Compare home equity loan specialists in Malta. Review contact information and insurance categorys before you decide.

2 agents listed
Updated June 2026
Malta, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 2 home equity loan specialists in Malta, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Capital New York Home Advantage LLC
100 Saratoga Village Blvd #37t, Malta, NY 12020
(518) 400-1188 capnyhome.com
Capital New York Home Advantage LLC
100 Saratoga Village Blvd #37t, Malta, NY 12020
(518) 400-1188 capnyhome.com

A home equity loan specialist in Malta, New York helps homeowners access the equity in their property. New York law requires lenders to follow strict disclosure rules under General Obligations Law Section 5-501. Specialists guide clients through the application process and explain terms specific to New York mortgage regulations.

What Does a Home Equity Loan Specialist in Malta Cost?

Typical costs for a home equity loan specialist in New York include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of 300 to 600 dollars, and title search fees of 200 to 400 dollars. Other costs may include credit report fees and recording fees. These amounts vary by lender and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Malta do?
A home equity loan specialist helps you understand loan options, prepare documents, and connect with lenders. They explain New York specific rules like the usury cap on interest rates. Their goal is to help you make an informed decision about borrowing against your home.
What are the New York rules for home equity loans?
New York limits interest rates on home equity loans under the usury law. Lenders must provide a Truth in Lending disclosure and a right of rescission period of three days. The loan cannot exceed 80 percent of the home value in most cases.

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