Skip to main content

Find Home Equity Loan Specialists in Portsmouth, NH

Compare home equity loan specialists in Portsmouth. Review contact information and insurance categorys before you decide.

11 agents listed
Updated June 2026
Portsmouth, NH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Hampshire before hiring.
Showing 11 home equity loan specialists in Portsmouth, NH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
X5 Home Loans
300 Constitution Ave Unit 202, Portsmouth, NH 03801
(603) 565-2797 x5homeloans.com
Guild Mortgage Company
1 New Hampshire Ave Suite 125, Portsmouth, NH 03801
(603) 668-7600 branches.guildmortgage.com
Guild Mortgage - Marleen Paquette
1 New Hampshire Ave Suite 125, Portsmouth, NH 03801
(603) 310-5351 branches.guildmortgage.com
Guild Mortgage - Lisa Capicchioni
1 New Hampshire Ave Suite 125, Portsmouth, NH 03801
(603) 860-7998 branches.guildmortgage.com
Guild Mortgage - David Johnson
1 New Hampshire Ave Suite 125, Portsmouth, NH 03801
(603) 310-5311 branches.guildmortgage.com
Guild Mortgage - Dennis Kochanek
1 New Hampshire Ave Suite 125, Portsmouth, NH 03801
(603) 748-1959 branches.guildmortgage.com
Guild Mortgage - Melody Bergevin
1 New Hampshire Ave Suite 125, Portsmouth, NH 03801
(603) 345-9910 branches.guildmortgage.com
Guild Mortgage - Kyrsten Shedd
1 New Hampshire Ave Suite 125, Portsmouth, NH 03801
(603) 310-5355 branches.guildmortgage.com
Guild Mortgage - Thomas Ouellette
1 New Hampshire Ave Suite 125, Portsmouth, NH 03801
(603) 365-9093 branches.guildmortgage.com
Guild Mortgage - Jonathan Wentworth
1 New Hampshire Ave Suite 125, Portsmouth, NH 03801
(603) 365-7063 branches.guildmortgage.com
Guild Mortgage - John Gaglia
1 New Hampshire Ave Suite 125, Portsmouth, NH 03801
(603) 310-5341 branches.guildmortgage.com

A home equity loan specialist in Portsmouth, New Hampshire can help you access the equity in your home for major expenses or debt consolidation. New Hampshire law requires lenders to follow specific disclosure rules under RSA 397-A for mortgage loans, including home equity lines of credit. Portsmouth homeowners often work with specialists to understand local property values and lending options in the Seacoast region.

What Does a Home Equity Loan Specialist in Portsmouth Cost?

Typical costs for a home equity loan specialist in New Hampshire include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees from 400 to 800 dollars, and title search fees around 150 to 400 dollars. Closing costs usually range from 2 to 5 percent of the loan total. Some lenders offer no closing cost options but may charge a higher interest rate. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Portsmouth?
A home equity loan specialist helps you compare loan options, prepare your application, and understand terms for a home equity loan or line of credit. They can explain how New Hampshire laws like the right of rescission under federal Regulation Z apply to your loan.
How much equity do I need for a home equity loan in New Hampshire?
Most lenders require at least 15 to 20 percent equity in your home after the loan. In New Hampshire, the combined loan to value ratio typically cannot exceed 80 to 90 percent, depending on the lender and your credit profile.
Are there New Hampshire specific rules for home equity loans?
Yes. New Hampshire RSA 397-A requires lenders to be licensed and follow state disclosure rules. Also, New Hampshire law does not allow prepayment penalties on home equity loans unless the loan is for a term of five years or less.

Home Equity Loan Specialists in Other New Hampshire Cities