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Find Home Equity Loan Specialists in Columbia, MO

Looking for a home equity loan specialist in Columbia? Review the directory below to compare your options.

19 agents listed
Updated June 2026
Columbia, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Missouri before hiring.
Showing 19 home equity loan specialists in Columbia, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flat Branch Home Loans
101 S 5th St #200, Columbia, MO 65201
(573) 442-3850 flatbranchhomeloans.com
USA Mortgage
700 Cherry St # B, Columbia, MO 65201
(573) 397-6090 missourimortgagesource.com
Advance America
300 E Ash St, Columbia, MO 65201
(573) 449-8550 advanceamerica.net
Mid-American Title Loans
1102 Business Loop 70 E, Columbia, MO 65201
(573) 303-0270 midamericantitleloans.net
Missouri Title Loans, Inc.
614 Business Loop 70 W, Columbia, MO 65203
(573) 874-6839 missourititleloansinc.com
Total Lending Concepts
219 E Broadway, Columbia, MO 65203
(573) 303-3844 tlclender.com
Security Finance
1414 Interstate 70 Dr SW C, Columbia, MO 65203
(573) 443-0065 securityfinance.com
Heights Finance
3401 W Broadway Business Park Ct #113, Columbia, MO 65203
(573) 445-9837 heightsfinance.com
Mariner Finance
2703 E Broadway #222, Columbia, MO 65201
(573) 303-0051 locations.marinerfinance.com
Columbia Credit Union
310 E Walnut St, Columbia, MO 65201
(573) 256-2500 como-cu.com
Kelle Walters - Flat Branch Home Loans
101 S 5th St #200, Columbia, MO 65201
(573) 268-2966 fbhl.com
River Region Credit Union
3000 Carter Ln, Columbia, MO 65201
(573) 442-1444 rrcu.org
Tower Loan
3200 Penn Terrace #120, Columbia, MO 65202
(573) 886-2112 towerloan.com
Flat Branch Home Loans – Crystal Himmelberg
101 S 5th St #200, Columbia, MO 65201
(573) 777-5008 flatbranchhomeloans.com
Loan For Any Purpose
523 E Broadway #14, Columbia, MO 65201
(573) 920-3142 loanforanypurpose.com
Republic Finance
3101 W Broadway Suite 103, Columbia, MO 65203
(573) 227-5103 locations.republicfinance.com
Mid-Continent Funding, Inc.
3400 W Broadway Business Park Ct #106, Columbia, MO 65203
(888) 988-8485 midcontinentfunding.com
Hii Commercial Mortgage Loans Columbia MO
1405 W Worley St # A - E, Columbia, MO 65203
(573) 554-7767 happyinvestmentsinc.com
VAMortgageCenter
2101 Chapel Plaza Ct STE 107, Columbia, MO 65203
(800) 405-6682 vamortgagecenter.com

A home equity loan specialist in Columbia Missouri helps homeowners access the equity in their property through a second mortgage or home equity line of credit. Missouri law does not require a specialist license beyond standard mortgage broker licensing through the Missouri Division of Finance. Local specialists guide clients through underwriting requirements and property appraisals specific to Boone County market conditions.

What Does a Home Equity Loan Specialist in Columbia Cost?

Typical costs for a home equity loan specialist in Missouri include an origination fee of 0.5 to 1.5 percent of the loan amount. Appraisal fees range from 400 to 700 dollars for a single family home in Columbia. You may also pay a title search fee of 150 to 300 dollars and recording fees of about 50 to 100 dollars with the Boone County Recorder of Deeds. These costs vary by lender loan amount and property type. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Columbia do?
A home equity loan specialist in Columbia helps you apply for a loan using your home as collateral. They review your credit score home value and debt-to-income ratio to match you with a lender. They also explain Missouri specific rules like the 80 percent loan-to-value limit often used by local banks.
What are the requirements for a home equity loan in Missouri?
In Missouri you typically need at least 20 percent equity in your home a credit score of 620 or higher and verifiable income. The loan amount cannot exceed 80 percent of your home appraised value under most conventional programs. Your specialist will also check for any existing liens on the property title.

Home Equity Loan Specialists in Other Missouri Cities