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Find Home Equity Loan Specialists Near You in South St Paul, MN

Directory of home equity loan specialists in South St Paul, Minnesota. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
South St Paul, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 2 home equity loan specialists in South St Paul, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MidWestOne Bank
930 Southview Blvd, South St Paul, MN 55075
(651) 451-2133 midwestone.bank
CHOICE MORTGAGE
201 Concord Exchange N Suite 201, South St Paul, MN 55075
(800) 900-7040

A home equity loan specialist in South St Paul Minnesota helps homeowners access the equity in their property. Minnesota law requires lenders to provide clear disclosures about loan terms and fees. Local specialists understand the South St Paul real estate market and can guide you through the application process.

What Does a Home Equity Loan Specialist in South St Paul Cost?

Typical costs for a home equity loan specialist in Minnesota include an origination fee of 0.5 to 1.5 percent of the loan amount. Appraisal fees range from 300 to 600 dollars. Closing costs can total 2 to 5 percent of the loan value. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in South St Paul?
A home equity loan specialist helps you apply for a loan using your home equity as collateral. They review your financial situation, explain loan options, and assist with paperwork. They also ensure compliance with Minnesota lending laws.
What are the requirements for a home equity loan in Minnesota?
In Minnesota you typically need at least 15 to 20 percent equity in your home. Lenders also check your credit score, income, and debt-to-income ratio. Minnesota law requires lenders to provide a Truth in Lending disclosure within three business days of application.

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