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Find Home Equity Loan Specialists Near You in Shoreview, MN

Browse home equity loan specialists serving Shoreview, Minnesota. Contact information and addresses listed below.

4 agents listed
Updated June 2026
Shoreview, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 4 home equity loan specialists in Shoreview, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LendSmart Mortgage powered by American Pacific Mortgage #1850
Provost Office, 3570 Lexington Ave N #140, Shoreview, MN 55126
(651) 631-4919 lendsmartmortgage.com
North American Banking Company
435 Hwy 96 W, Shoreview, MN 55126
(651) 766-4220 nabankco.com
Alerus
4100 Lexington Ave N Suite 400, Shoreview, MN 55126
(612) 322-6711 alerus.com
U.S. Bank Mortgage
1001 Hwy 96 W, Shoreview, MN 55126
(651) 765-3810 usbank.com

A home equity loan specialist in Shoreview, Minnesota helps homeowners access the equity in their property for renovations, debt consolidation, or other needs. These professionals guide clients through the application process, including understanding Minnesota laws that require clear disclosure of terms and interest rates. Shoreview residents benefit from specialists familiar with local property values and the Twin Cities housing market.

What Does a Home Equity Loan Specialist in Shoreview Cost?

Typical costs for a home equity loan specialist in Minnesota include an origination fee of 1 to 2 percent of the loan amount, appraisal fees of 300 to 600 dollars, and closing costs of 500 to 1,500 dollars. Some lenders charge a flat fee of 500 to 1,000 dollars. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Shoreview?
A home equity loan specialist helps you apply for a loan using your home equity as collateral. They review your financial situation, explain loan options, and assist with paperwork. In Minnesota, they must follow state regulations on lending and disclosure.
What are the requirements for a home equity loan in Minnesota?
You typically need at least 15 to 20 percent equity in your home, a good credit score, and stable income. Minnesota law requires lenders to provide a Truth in Lending disclosure within three days of application. Your loan amount is limited to 80 percent of your home value in most cases.

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