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Find Home Equity Loan Specialists in Sartell, MN

Compare home equity loan specialists in Sartell. Review contact information and insurance categorys before you decide.

3 agents listed
Updated June 2026
Sartell, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 3 home equity loan specialists in Sartell, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dan Groebner, NMLS: 964534, Fairway Independent Mortgage Company
2147 Troop Dr, Sartell, MN 56377
(320) 267-5823 dangroebnerhomeloans.com
St Cloud Financial Credit Union
1716 Pine Cone Rd S, Sartell, MN 56377
(320) 252-2634 scfcu.org
Debbie French, Fairway Home Mortgage
2147 Troop Dr, Sartell, MN 56377
(320) 980-3302 debbiefrenchhomeloans.com

A home equity loan specialist in Sartell, Minnesota helps homeowners access the equity in their property for major expenses or debt consolidation. Minnesota law requires lenders to provide clear disclosures under the Truth in Lending Act and state regulations. Local specialists understand the Sartell real estate market and can guide you through the application process.

What Does a Home Equity Loan Specialist in Sartell Cost?

Typical costs for a home equity loan specialist in Minnesota include an origination fee of 1 to 2 percent of the loan amount, appraisal fees ranging from 300 to 600 dollars, and closing costs of 500 to 1,500 dollars. Some lenders may also charge application or processing fees. Costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Sartell do?
A home equity loan specialist helps you evaluate your equity, compare loan options, and complete the application process. They ensure compliance with Minnesota lending laws and help you understand terms and repayment.
What are Minnesota specific rules for home equity loans?
In Minnesota, home equity loans are subject to the state usury limit of 8 percent per year unless a higher rate is agreed in writing. Lenders must also follow the Minnesota Residential Mortgage Origination Act for licensing and disclosure requirements.
How much equity do I need for a home equity loan in Sartell?
Most lenders require at least 15 to 20 percent equity in your home. The exact amount depends on your credit score, income, and the lender underwriting guidelines. A specialist can help you determine your eligibility.

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