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Find Home Equity Loan Specialists in Mendota Heights, MN

Browse home equity loan specialists serving Mendota Heights, Minnesota. Contact information and addresses listed below.

5 agents listed
Updated June 2026
Mendota Heights, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 5 home equity loan specialists in Mendota Heights, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Spectra Home Mortgage
750 S Plaza Dr #319, Mendota Heights, MN 55120
(651) 334-8657 spectramtg.com
Mutual of Omaha Mortgage - Tom Mattaini
800 S Plaza Dr, Mendota Heights, MN 55120
(651) 245-5855 mattainimortgage.com
New American Funding - Mendota Heights, MN
800 S Plaza Dr, Mendota Heights, MN 55120
(651) 333-3063 newamericanfunding.com
Mutual of Omaha Mortgage
800 S Plaza Dr, Mendota Heights, MN 55120
(651) 255-6501 mutualmortgage.com
OneMain Financial
1270 Northland Dr #200, Mendota Heights, MN 55120
(612) 852-3829 onemainfinancial.com

A home equity loan specialist in Mendota Heights, Minnesota helps homeowners access the equity in their property for major expenses or debt consolidation. Minnesota law requires lenders to follow strict disclosure rules under Minn. Stat. 47.20, including a three-day right of rescission for most home equity loans. Local specialists understand the Mendota Heights real estate market and can guide you through the application process.

What Does a Home Equity Loan Specialist in Mendota Heights Cost?

Typical costs for a home equity loan in Minnesota include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $300 to $600, and closing costs ranging from $500 to $2,000. Some lenders may charge a document preparation fee of $100 to $300. These costs vary by lender, loan amount, and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Mendota Heights?
A home equity loan specialist is a licensed mortgage professional who helps homeowners apply for loans secured by their home equity. In Minnesota, they must comply with state licensing requirements under the Minnesota Residential Mortgage Originator and Servicer Licensing Act.
What documents do I need for a home equity loan in Minnesota?
You typically need proof of income, tax returns, bank statements, and a property appraisal. Minnesota law also requires lenders to provide a Good Faith Estimate of closing costs within three business days of your application.
How long does the home equity loan process take in Mendota Heights?
The process usually takes 30 to 45 days from application to closing. Minnesota law gives you a three-day right of rescission after signing, which can add a few days to the timeline.

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