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Find Home Equity Loan Specialists Near You in Hastings, MN

Browse home equity loan specialists serving Hastings, Minnesota. Contact information and addresses listed below.

7 agents listed
Updated June 2026
Hastings, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 7 home equity loan specialists in Hastings, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Kim Hoeft
1125 S Frontage Rd Suite 3, Hastings, MN 55033
(952) 746-9375 bell.bank
Merchants Bank
1525 Vermillion St, Hastings, MN 55033
(651) 437-7760 merchantsbank.com
Bell Mortgage
1303 S Frontage Rd #189, Hastings, MN 55033
(651) 438-0055 bell.bank
Cammie Jo Flynn - Axia Home Loans
830 Vermillion St Suite 101, Hastings, MN 55033
(651) 338-8591 app.axiahomeloans.com
Axia Home Loans - Hastings
830 Vermillion St Suite 101, Hastings, MN 55033
(651) 333-4967 axiahomeloans.com
North American Banking Company
1620 S Frontage Rd # 100, Hastings, MN 55033
(651) 480-6230 nabankco.com
WELLS FARGO HOME MORTGAGE
1360 S Frontage Rd, Hastings, MN 55033
(651) 437-8280 wfhm.com

A home equity loan specialist in Hastings, Minnesota can help you access the equity in your home for renovations, debt consolidation, or other major expenses. Minnesota law requires lenders to provide clear disclosures under the Truth in Lending Act and state regulations. Specialists in Hastings are familiar with local property values and Dakota County recording requirements.

What Does a Home Equity Loan Specialist in Hastings Cost?

Typical costs for a home equity loan specialist in Minnesota include origination fees of 0.5% to 1.5% of the loan amount, appraisal fees of $300 to $600, and closing costs of $500 to $1,500. Some lenders may charge a flat fee of $1,000 to $2,500. Costs vary by lender and loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Hastings?
A home equity loan specialist guides you through the process of borrowing against your home equity. They help you compare loan options, understand Minnesota disclosure laws, and complete the application with local lenders.
How does Minnesota law affect home equity loans?
Minnesota law requires lenders to provide a Truth in Lending disclosure and a right of rescission period of three business days for certain loans. Specialists ensure compliance with state regulations and explain your rights under Minnesota Statutes Chapter 47.
What documents do I need for a home equity loan in Hastings?
You typically need proof of income, tax returns, a property appraisal, and identification. Specialists in Hastings can help you gather the required documents for Dakota County lenders.

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