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Compare Home Equity Loan Specialists in Excelsior, MN

Directory of home equity loan specialists in Excelsior, Minnesota. Verify credentials with the state state mortgage licensing authority before hiring.

3 agents listed
Updated June 2026
Excelsior, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 3 home equity loan specialists in Excelsior, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Melissa Nelson
37 Water St, Excelsior, MN 55331
(612) 599-1471 branches.guildmortgage.com
Excelsior Investors
34 Water St, Excelsior, MN 55331
(952) 941-2795 excelsiorinvestors.com
Guild Mortgage - Melissa Nelson
37 Water St, Excelsior, MN 55331
(612) 599-1471 branches.guildmortgage.com

A home equity loan specialist in Excelsior, Minnesota can help you access the equity in your home. Minnesota law requires lenders to follow specific disclosure rules under Minnesota Statutes Chapter 47. These specialists guide you through the application process and explain your options based on local property values.

What Does a Home Equity Loan Specialist in Excelsior Cost?

Typical costs for a home equity loan specialist in Minnesota include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of 300 to 500 dollars, and closing costs of 500 to 1,500 dollars. Some lenders may charge a flat fee of 1,000 to 2,500 dollars. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Excelsior do?
A home equity loan specialist helps you understand loan options, calculate available equity, and complete the application. They also explain Minnesota-specific rules like the right to rescind within three business days under federal law.
What are the requirements for a home equity loan in Minnesota?
You typically need at least 20 percent equity in your home, a good credit score, and proof of income. Minnesota law does not set a maximum loan amount but lenders follow federal guidelines under the Truth in Lending Act.

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