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Find Home Equity Loan Specialists Near You in Clio, MI

Browse home equity loan specialists serving Clio, Michigan. Contact information and addresses listed below.

3 agents listed
Updated June 2026
Clio, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 3 home equity loan specialists in Clio, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
2165 W Vienna Rd, Clio, MI 48420
(810) 687-2891 advanceamerica.net
Genisys Credit Union
300 Smith St, Clio, MI 48420
(810) 686-5756 genisyscu.org
Independent Bank
3500 W Vienna Rd, Clio, MI 48420
(810) 687-6710 independentbank.com

Home equity loan specialists in Clio Michigan help homeowners access the equity in their property. These professionals understand local market conditions in Genesee County and Michigan laws regarding home equity lending. Michigan law requires lenders to follow specific disclosure rules under the Michigan Consumer Protection Act when offering home equity loans.

What Does a Home Equity Loan Specialist in Clio Cost?

Typical costs for a home equity loan specialist in Michigan include an origination fee of 0.5% to 1.5% of the loan amount. Appraisal fees range from $300 to $600. Closing costs can total 2% to 5% of the loan value. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Clio do?
A home equity loan specialist helps Clio homeowners apply for loans using their home equity as collateral. They guide clients through Michigan specific requirements such as the 10 day right of rescission period under federal law.
What documents do I need for a home equity loan in Michigan?
You typically need proof of income, tax returns, property deed, and homeowners insurance. Michigan lenders may also require a property appraisal to confirm the home value in Clio.
How long does it take to get a home equity loan in Clio Michigan?
The process usually takes 30 to 45 days from application to closing. Michigan law does not set a specific timeline, but lenders must provide a loan estimate within three business days of your application.

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