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Find Home Equity Loan Specialists Near You in Dunkirk, MD

Directory of home equity loan specialists in Dunkirk, Maryland. Verify credentials with the state state mortgage licensing authority before hiring.

18 agents listed
Updated June 2026
Dunkirk, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Maryland before hiring.
Showing 18 home equity loan specialists in Dunkirk, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeffrey Halbert - First Home Mortgage
3240 Ferry Landing Rd Suite 201, Dunkirk, MD 20754
(301) 327-5803 anyloananytime.com
Corey Smith at First Heritage Mortgage
3240 Ferry Landing Rd Suite 2, Dunkirk, MD 20754
(443) 624-8490 coreysmithmortgage.com
Tim Sisson (NMLS #978794) - First Home Mortgage
3240 Ferry Landing Rd Suite 201, Dunkirk, MD 20754
(301) 327-5800 firsthome.com
Raheam Oliver at CrossCountry Mortgage
10020 Southern Maryland Blvd #100, Dunkirk, MD 20754
(202) 627-9801 crosscountrymortgage.com
Sean Pierpont, First Home Mortgage
2810 Laurian Ln, Dunkirk, MD 20754
(240) 508-2635 firsthome.com
First Heritage Mortgage, LLC - Dunkirk
3240 Ferry Landing Rd Suite 2, Dunkirk, MD 20754
(240) 223-1717 fhmtg.com
First Home Mortgage - Dunkirk
3240 Ferry Landing Rd Suite 201, Dunkirk, MD 20754
(301) 327-5800 firsthome.com
Haley Hoyt - First Home Mortgage - Dunkirk
3240 Ferry Landing Rd Suite 201, Dunkirk, MD 20754
(410) 353-9707 firsthome.com
Shore United Bank
10321 Southern Maryland Blvd, Dunkirk, MD 20754
(410) 257-0840 shoreuintedbank.com
Tim Hand - Loan Officer / First Home Mortgage
3240 Ferry Landing Rd Suite 201, Dunkirk, MD 20754
(410) 610-9205 firsthome.com
Mark Niosi at CrossCountry Mortgage
10020 Southern Maryland Blvd #100, Dunkirk, MD 20754
(443) 489-9194 ccm.com
Guild Mortgage - Michael Crook
3140 W Ward Rd Suite 101 And Suite 102, Dunkirk, MD 20754
(410) 804-4488 branches.guildmortgage.com
Lauren Bergamo at First Heritage Mortgage, LLC
3240 Ferry Landing Rd Suite 102, Dunkirk, MD 20754
(856) 628-2318 fhmtg.com
Guild Mortgage - Bill Saunders
3140 W Ward Rd Suite 101 And Suite 102, Dunkirk, MD 20754
(301) 440-9102 branches.guildmortgage.com
CrossCountry Mortgage, LLC - Joseph Niosi Jr.
10020 Southern Maryland Blvd #100, Dunkirk, MD 20754
(240) 793-9300 ccm.com
Guild Mortgage Company
3140 W Ward Rd Suite 101 And Suite 102, Dunkirk, MD 20754
(443) 738-1705 branches.guildmortgage.com
Joe Sacks at CrossCountry Mortgage
10020 Southern Maryland Blvd #100, Dunkirk, MD 20754
(410) 703-2988 ccm.com
Lori Botts at CrossCountry Mortgage
10020 Southern Maryland Blvd #100, Dunkirk, MD 20754
(301) 965-0902 ccm.com

A home equity loan specialist in Dunkirk, Maryland helps homeowners access the equity in their property for major expenses or debt consolidation. In Maryland, lenders must follow strict disclosure rules under state law, including a three-day right of rescission for most home equity loans. Local specialists understand the Dunkirk real estate market and can guide you through the application process with local banks and credit unions.

What Does a Home Equity Loan Specialist in Dunkirk Cost?

Typical costs for a home equity loan specialist in Maryland include origination fees of 0.5 to 1.5 percent of the loan amount, appraisal fees of 300 to 600 dollars, and closing costs of 500 to 2,000 dollars. Some lenders also charge annual fees for lines of credit. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Dunkirk do?
A home equity loan specialist helps you understand your borrowing options, such as a lump-sum loan or a home equity line of credit. They review your property value, credit history, and income to match you with suitable lenders. In Maryland, they also ensure compliance with state interest rate caps and disclosure requirements.
How much equity do I need for a home equity loan in Maryland?
Most lenders in Maryland require at least 15 to 20 percent equity in your home after the loan. This means your loan balance cannot exceed 80 to 85 percent of your home appraised value. A specialist can calculate your available equity based on current Dunkirk property values.

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