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Compare Home Equity Loan Specialists in Post Falls, ID

Compare home equity loan specialists in Post Falls. Review contact information and insurance categorys before you decide.

12 agents listed
Updated June 2026
Post Falls, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Idaho before hiring.
Showing 12 home equity loan specialists in Post Falls, ID Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
1603 E Seltice Way STE B, Post Falls, ID 83854
(208) 773-7578 advanceamerica.net
LendNation
101 E Seltice Way, Post Falls, ID 83854
(208) 777-9644 lendnation.com
Half Price Title Loans
3920 W 5th Ave # A2, Post Falls, ID 83854
(208) 457-1433 halfpricetitleloans.com
Loanmax Title Loans
3932 W Riverbend Ave, Post Falls, ID 83854
(208) 457-0588 loanmaxtitleloans.net
STCU: Post Falls Branch
3903 E Primrose Ln #101, Post Falls, ID 83854
(208) 619-4000 stcu.org
Numerica Credit Union - Post Falls Branch
775 ID-41, Post Falls, ID 83854
(800) 433-1837 numericacu.com
Moneytree
3904 E Mullan Ave Suites A & B, Post Falls, ID 83854
(208) 773-6669 locations.moneytreeinc.com
Post Falls Title Loans
506 E Seltice Way #B, Post Falls, ID 83854
(208) 773-1110 postfallstitleloans.com
Idaho Mortgage Broker Laura Guadamuz, Loan Officer NMLS #2097030
4252 E 16th Ave, Post Falls, ID 83854
(208) 481-5899 futureofmortgage.com
Gesa Credit Union
317 S Beck Rd, Post Falls, ID 83854
(888) 946-4372 gesa.com
Erin Halleman, STCU Home Loans, NMLS #1173475
3903 E Primrose Ln #101, Post Falls, ID 83854
(208) 619-4005 stcu.org
P1FCU Post Falls Lending Center
3095 E Mullan Ave Ste 500, Post Falls, ID 83854
(208) 746-8900 p1fcu.org

A home equity loan specialist in Post Falls, Idaho can help you access the equity in your home. Idaho law requires lenders to follow specific disclosure rules under the Idaho Consumer Credit Code. Local specialists understand the Kootenai County real estate market and can guide you through the loan process.

What Does a Home Equity Loan Specialist in Post Falls Cost?

Typical costs for a home equity loan specialist in Idaho include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 300 to 600 dollars, and closing costs ranging from 2 to 5 percent of the loan. Some specialists charge a flat fee or hourly rate. Costs vary by lender and loan complexity. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Post Falls?
A home equity loan specialist helps you apply for a loan using your home equity as collateral. They review your financial situation, explain loan options, and assist with paperwork. In Idaho, they must follow state lending regulations and provide clear cost disclosures.
How much equity do I need for a home equity loan in Idaho?
Most lenders in Idaho require at least 15 to 20 percent equity in your home. This means your loan balance should be no more than 80 to 85 percent of your homes appraised value. Requirements can vary by lender and loan type.

Home Equity Loan Specialists in Other Idaho Cities