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Home Equity Loan Specialists in Tarpon Springs, FL

Directory of home equity loan specialists in Tarpon Springs, Florida. Verify credentials with the state state mortgage licensing authority before hiring.

3 agents listed
Updated June 2026
Tarpon Springs, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 3 home equity loan specialists in Tarpon Springs, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Movement Mortgage - The Higgins Home Loan Team
123 E Tarpon Ave Office 208, Tarpon Springs, FL 34689
(727) 421-8428 movement.com
Smart Mortgage Centers Inc
38852 US Hwy 19 N, Tarpon Springs, FL 34689
(888) 429-6601 smartmortgagecenters.com
Mortgage, Bank of America
910 E Tarpon Ave, Tarpon Springs, FL 34689
(727) 947-1811 bankofamerica.com

Home equity loan specialists in Tarpon Springs Florida help homeowners access the equity in their property. Florida law requires lenders to follow specific disclosure rules under the Truth in Lending Act and state regulations. Local specialists understand the Pinellas County real estate market and can guide you through the application process.

What Does a Home Equity Loan Specialist in Tarpon Springs Cost?

Typical costs for a home equity loan in Florida include an origination fee of 0.5 to 1.5 percent of the loan amount an appraisal fee of 300 to 600 dollars and closing costs of 2 to 5 percent of the loan amount. Some lenders charge a flat fee of 500 to 1,500 dollars. Costs vary by lender loan amount and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Tarpon Springs do?
A home equity loan specialist helps homeowners apply for loans using their home equity as collateral. They review your property value income and credit history to find suitable loan options. In Florida they must be licensed under the Florida Office of Financial Regulation.
How long does it take to get a home equity loan in Florida?
The process typically takes 30 to 45 days from application to closing. Florida law requires a three day rescission period after signing final documents. Delays can occur if appraisal or title work takes longer.

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