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Compare Home Equity Loan Specialists in Royal Palm Beach, FL

Looking for a home equity loan specialist in Royal Palm Beach? Review the directory below to compare your options.

6 agents listed
Updated June 2026
Royal Palm Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 6 home equity loan specialists in Royal Palm Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Velocity Community Credit Union - Royal Palm Beach
563 N State Rd 7, Royal Palm Beach, FL 33411
(561) 775-2525 velocitycommunity.org
Renaissance Home Loans
10205 Southern Blvd, Royal Palm Beach, FL 33411
(888) 753-5057 renaissanceloans.com
OneMain Financial
11021 Southern Blvd #190, Royal Palm Beach, FL 33411
(561) 570-2457 onemainfinancial.com
Gold Coast Federal Credit Union - Royal Palm Beach
10469 Southern Blvd, Royal Palm Beach, FL 33411
(561) 965-1000 gcfcu.org
Stark Processing
115 Laurel Way, Royal Palm Beach, FL 33411
(561) 374-4384 starkprocessing.com
Velocity Community Credit Union ATM
563 N State Rd 7, Royal Palm Beach, FL 33411
(561) 775-2525 velocitycommunity.org

A home equity loan specialist in Royal Palm Beach Florida helps homeowners access the equity in their property. Florida law requires lenders to follow specific disclosure rules under the Truth in Lending Act and state statutes. These specialists guide you through loan options including fixed-rate home equity loans and home equity lines of credit (HELOCs).

What Does a Home Equity Loan Specialist in Royal Palm Beach Cost?

Typical costs for a home equity loan in Florida include an appraisal fee of 300 to 600 dollars, an origination fee of 0.5 to 1.5 percent of the loan amount, and closing costs of 500 to 2,000 dollars. Florida also charges a documentary stamp tax of 0.35 per 100 dollars on the loan amount. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the maximum loan-to-value ratio for a home equity loan in Florida?
In Florida most lenders allow a combined loan-to-value ratio of up to 80 percent. This means your total mortgage debt cannot exceed 80 percent of your home appraised value. Some lenders may offer higher ratios depending on your credit score and income.
How long does it take to get a home equity loan in Royal Palm Beach?
The process typically takes 30 to 45 days from application to closing. Florida law does not set a specific timeline but lenders must provide a Loan Estimate within three business days. Delays can occur if an appraisal or title search takes longer than expected.

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