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Find Home Equity Loan Specialists in Oviedo, FL

Directory of home equity loan specialists in Oviedo, Florida. Verify credentials with the state state mortgage licensing authority before hiring.

8 agents listed
Updated June 2026
Oviedo, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 8 home equity loan specialists in Oviedo, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mid Florida Mortgage Professionals
235 S Central Ave, Oviedo, FL 32765
(321) 296-8218 raycerobinson.com
Redefine Home Loans
7560 Red Bug Lake Rd STE 2030, Oviedo, FL 32765
(321) 441-9391 redefineloans.com
Central Florida Equity Builders
2582 Connection Point STE 1008, Oviedo, FL 32765
(407) 314-9352 cfebuilders.com
TruGrocer Federal Credit Union
5403 Deep Lake Rd, Oviedo, FL 32765
(407) 292-2006 trugrocer.com
Florida Mortgage Providers
2101 Amador Pl, Oviedo, FL 32765
(407) 963-1151 floridamortgageproviders.com
Truist
1880 County Rd 419, Oviedo, FL 32765
(407) 603-4300 truist.com
ASAP Investments
1809 E Broadway St #403, Oviedo, FL 32765
(407) 888-3255 asapinvestments.com
Hamilton Home Mortgage – Oviedo Branch
800 Westwood Square Suite B, Oviedo, FL 32765
(407) 863-2120

Home equity loan specialists in Oviedo Florida help homeowners access the value in their property through a lump sum loan. Florida law requires lenders to follow strict disclosure rules under the Truth in Lending Act. These specialists guide you through the application process and explain how Florida homestead protections may affect your loan.

What Does a Home Equity Loan Specialist in Oviedo Cost?

Typical costs for a home equity loan specialist in Florida include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 300 to 600 dollars. Closing costs can total 2 to 5 percent of the loan. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Oviedo do?
A specialist helps you apply for a home equity loan by reviewing your credit and property value. They explain loan terms and ensure you understand Florida laws like the homestead exemption. They do not provide legal advice but can refer you to a Florida attorney if needed.
Are there Florida laws that affect home equity loans?
Yes Florida has a homestead exemption that protects your primary residence from most creditors. However this exemption does not apply to mortgage lenders. Florida also requires a 3 day rescission period after signing loan documents.

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