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Find Home Equity Loan Specialists Near You in Ormond Beach, FL

Directory of home equity loan specialists in Ormond Beach, Florida. Verify credentials with the state state mortgage licensing authority before hiring.

12 agents listed
Updated June 2026
Ormond Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 12 home equity loan specialists in Ormond Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CMG Home Loans - Ormond Beach
900 W Granada Blvd Suite 4, Ormond Beach, FL 32174
(321) 214-0591 cmghomeloans.com
Ormond Mortgage Group, Inc
Holland Financial Building, 700 W Granada Blvd #100, Ormond Beach, FL 32174
(386) 267-8446 ormondmortgage.com
Guild Mortgage - Kristin Deaton
700 W Granada Blvd STE 104, Ormond Beach, FL 32174
(386) 882-5230 branches.guildmortgage.com
Mutual of Omaha Mortgage
1452 US-1 Suite 110, Ormond Beach, FL 32174
(630) 523-6011 mutualmortgage.com
Rachael Gilbert- Ameris Bank Mortgage
1259 W Granada Blvd, Ormond Beach, FL 32174
(386) 547-8401 bankers.amerisbank.com
Guild Mortgage - Paul Weidner
700 W Granada Blvd STE 104, Ormond Beach, FL 32174
(386) 299-7515 branches.guildmortgage.com
Ron Zeigler, Mortgage Broker NMLS 599635
20 Old Port Cir, Ormond Beach, FL 32174
(407) 721-5677 closewithron.com
Trustco Bank
115 N Nova Rd, Ormond Beach, FL 32174
(386) 256-3813 trustcobank.com
Innovative Home Loans
1452 US-1 Suite 113, Ormond Beach, FL 32174
(503) 720-3730 innovativehomeloan.com
Holland Financial Inc
700 W Granada Blvd, Ormond Beach, FL 32174
(386) 671-7526 planstronger.com
Guild Mortgage Company
700 W Granada Blvd STE 104, Ormond Beach, FL 32174
(386) 610-2718 branches.guildmortgage.com
Vincent Powell
700 W Granada Blvd STE 104, Ormond Beach, FL 32174
(904) 534-7823 branches.guildmortgage.com

A home equity loan specialist in Ormond Beach Florida can help you understand your borrowing options using your homes equity. Florida law requires lenders to follow specific disclosure rules under the Truth in Lending Act and Florida Statute 687. Local specialists can guide you through the process of applying for a home equity loan or line of credit in Volusia County.

What Does a Home Equity Loan Specialist in Ormond Beach Cost?

Typical costs for a home equity loan specialist in Florida include an origination fee of 0.5 to 2 percent of the loan amount, appraisal fees of 300 to 600 dollars, and closing costs of 500 to 1,500 dollars. Some lenders also charge a yearly fee for lines of credit. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Ormond Beach?
A home equity loan specialist helps you evaluate your home equity and find a loan product that fits your needs. They assist with paperwork, explain interest rates and terms, and ensure compliance with Florida lending laws. They do not provide legal advice but can refer you to a Florida attorney if needed.
What are the requirements for a home equity loan in Florida?
Florida law requires you to have at least 15 to 20 percent equity in your home to qualify. Lenders also check your credit score, debt to income ratio, and property value. You must sign a written agreement that complies with Florida Statute 687 and federal regulations.

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