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Find Home Equity Loan Specialists Near You in DeBary, FL

Directory of home equity loan specialists in DeBary, Florida. Verify credentials with the state state mortgage licensing authority before hiring.

4 agents listed
Updated June 2026
DeBary, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 4 home equity loan specialists in DeBary, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Smarthouse Lending
363 Spruce Pine Dr, DeBary, FL 32713
(813) 380-3081 smarthouselending.com
Kristin Eck - NextMortgage
9 Dogwood Trail Ste B, DeBary, FL 32713
(407) 617-1874 nextmortgage.com
The Mortgage Firm - West Volusia
138 S Charles Richard Beall Blvd, DeBary, FL 32713
(386) 516-6091 themortgagefirm.com
Home Loans of Florida, LLC
98 S Charles Richard Beall Blvd, DeBary, FL 32713
(386) 703-8920 homeloansoffloridallc.com

A home equity loan specialist in DeBary Florida helps homeowners access the value built up in their property. Florida law limits the amount you can borrow based on your homes appraised value and your existing mortgage balance. Local specialists understand the Volusia County real estate market and can guide you through the application process.

What Does a Home Equity Loan Specialist in DeBary Cost?

Typical costs for a home equity loan specialist in Florida include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and closing costs of 500 to 2,000 dollars. Some lenders may charge a flat fee instead of a percentage. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in DeBary do?
A home equity loan specialist helps you apply for a loan using your home as collateral. They review your credit, income, and property value to find suitable loan options. In Florida they must follow state lending regulations including disclosure requirements under Florida Statute 516.
How much home equity can I borrow in Florida?
In Florida you can typically borrow up to 80 percent of your homes appraised value minus your current mortgage balance. For a home worth 300,000 dollars with a 150,000 dollar mortgage you could access up to 90,000 dollars. This limit may vary by lender and your financial profile.

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