Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Alabama before hiring.
Showing 11 home equity loan specialists in Mountain Brook, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Adam Snable
2700 US-280 Suite 290e, Mountain Brook, AL 35223
(205) 370-9231
branches.guildmortgage.com
Guild Mortgage - Casey Parsons
2700 US-280 Suite 290e, Mountain Brook, AL 35223
(205) 209-2795
branches.guildmortgage.com
Guild Mortgage - Michael Meyer
2700 US-280 Suite 290e, Mountain Brook, AL 35223
(205) 876-3939
branches.guildmortgage.com
Guild Mortgage - Drew Bledsoe
2700 US-280 Suite 290e, Mountain Brook, AL 35223
(205) 835-9184
branches.guildmortgage.com
Guild Mortgage Company
2700 US-280 Suite 290e, Mountain Brook, AL 35223
(205) 208-8177
branches.guildmortgage.com
Guild Mortgage - Cody Williams
2700 US-280 Suite 290e, Mountain Brook, AL 35223
(205) 388-7734
branches.guildmortgage.com
Guild Mortgage - Alec Priola
2700 US-280 Suite 290e, Mountain Brook, AL 35223
(205) 215-2888
branches.guildmortgage.com
Guild Mortgage - Somer Barchini
2700 US-280 Suite 290e, Mountain Brook, AL 35223
(256) 565-6067
branches.guildmortgage.com
Guild Mortgage - Ty Coffey
2700 US-280 Suite 290e, Mountain Brook, AL 35223
(205) 264-1111
branches.guildmortgage.com
Guild Mortgage - Bryan Goldman
2700 US-280 Suite 290 E, Mountain Brook, AL 35223
(205) 908-9782
branches.guildmortgage.com
What Does a Home Equity Loan Specialist in Mountain Brook Cost?
Typical costs for a home equity loan specialist in Alabama include an origination fee of 1% to 2% of the loan amount, appraisal fees ranging from $400 to $700, and title search fees of $150 to $400. Closing costs often total 2% to 5% of the loan value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a home equity loan specialist in Mountain Brook?
A home equity loan specialist is a licensed professional who helps Mountain Brook homeowners apply for loans secured by their home equity. They manage paperwork, coordinate with lenders, and ensure the loan meets Alabama legal requirements.
What Alabama laws affect home equity loans in Mountain Brook?
Alabama law requires home equity loans to have a maximum loan-to-value ratio of 80% for most residential properties. Borrowers also have a three-day right of rescission under federal law, which applies to home equity loans.
How long does it take to get a home equity loan in Mountain Brook?
The process typically takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search reveals issues.
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