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Find Home Equity Loan Specialists in Gulf Shores, AL

Directory of home equity loan specialists in Gulf Shores, Alabama. Verify credentials with the state state mortgage licensing authority before hiring.

6 agents listed
Updated June 2026
Gulf Shores, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Alabama before hiring.
Showing 6 home equity loan specialists in Gulf Shores, AL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FirstBank Mortgage
113 E 20th Ave, Gulf Shores, AL 36542
(800) 200-6462 fbmortgageloans.com
Georgia Kelley - Coastal Mortgage Team at Edge Home Finance
1544 W 2nd St #106, Gulf Shores, AL 36542
(251) 610-8066 coastalmortgageteam.com
Fountain Home Loans | DSCR Loans Mortgage Broker Lending Company
232 Professional Ct C4, Gulf Shores, AL 36542
(251) 207-4300 fountainhomeloans.com
Kelly Hobbs Motto Mortgage Gulf Coast
1545 W 2nd St Suite 100, Gulf Shores, AL 36542
(251) 968-3601 mottomortgage.com
Bank of England Mortgage
1229 Gulf Shores Pkwy, Gulf Shores, AL 36542
(251) 301-8518 boealabama.com
Motto Mortgage Gulf Coast
1545 W 2nd St Suite 100, Gulf Shores, AL 36542
(251) 968-3601 mottomortgage.com

Home equity loan specialists in Gulf Shores Alabama help homeowners access the equity in their property. Alabama law allows lenders to offer home equity loans with specific interest rate caps and disclosure requirements. Local specialists understand the Gulf Shores real estate market and can guide you through the application process.

What Does a Home Equity Loan Specialist in Gulf Shores Cost?

Typical costs for a home equity loan specialist in Alabama include origination fees of 0.5 to 1.5 percent of the loan amount and appraisal fees of 300 to 600 dollars. Closing costs can range from 2 to 5 percent of the loan value. Costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Gulf Shores?
A home equity loan specialist is a licensed professional who helps homeowners secure a loan using their home equity as collateral. In Alabama these specialists must follow state regulations including the Alabama Small Loan Act for certain loan types.
How does Alabama law affect home equity loans?
Alabama law requires lenders to provide clear disclosures about interest rates and fees. The state also sets a maximum interest rate of 8 percent for home equity loans unless the lender is exempt under federal law. Specialists in Gulf Shores can explain these rules.

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