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Find First-Time Home Buyer Specialists in Bluffton, SC

Browse first-time home buyer specialists serving Bluffton, South Carolina. Contact information and addresses listed below.

17 agents listed
Updated June 2026
Bluffton, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of South Carolina before hiring.
Showing 17 first-time home buyer specialists in Bluffton, SC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homes by TLC
36 William Pope Dr #203, Bluffton, SC 29909
(912) 412-7989 homesbytlcteam.com
Brokers Real Estate
10 Burr Way, Bluffton, SC 29910
(843) 837-6080 brokersre.com
Charter One Realty
1 Promenade St, Bluffton, SC 29910
(843) 815-0055 charteronerealty.com
Thomas M. Kersey I Coldwell Banker Real Estate I Hilton Head Island & Bluffton
16 Palmetto Way, Bluffton, SC 29910
(843) 258-5597 scluxuryhomes.com
Tanya Sjodin - Bluffton & Hilton Head Island REALTOR®
36 William Pope Dr #203, Bluffton, SC 29909
(732) 298-4194 telltanya.com
Team Elliott with Charter One Realty
1024 Berkeley Hall Blvd, Bluffton, SC 29909
(770) 639-1174 wesellthelowcountry.com
Carl Kratz - Realtor
5 Red Cedar St Suite 101, Bluffton, SC 29910
(843) 247-9373 sclowcountryrealestate.com
Dan Anton • Christie’s International Real Estate
5 Promenade St Unit 1302, Bluffton, SC 29910
(401) 338-1634 blufftontohiltonhead.com
The McTernan Team at Howard Hanna Allen Tate Real Estate
45 Calhoun St, Bluffton, SC 29910
(843) 540-1398 mcternanteam.allentate.com
Tisha & Co. Realtors Bluffton South Carolina
65 Lawrence St, Bluffton, SC 29910
(843) 384-1645 tishaandcorealtors.com
Maxey Blackstream Christie’s International Real Estate
5 Promenade St Unit 1302, Bluffton, SC 29910
(843) 476-4763 maxey.blackstreaminternational.com
Lindy Maxey Kopotic
5 Promenade St Unit 1302, Bluffton, SC 29910
(843) 422-0003 christiesrealestate.com
Roman Udvornocky at Brokers Real Estate
10 Burr Way, Bluffton, SC 29910
(843) 298-3998 brokersre.com
Charter One Realty, Sara Huiss
1 Promenade St, Bluffton, SC 29910
(843) 696-4551 sarahuissrealtor.com
Acuff Properties - COAST brokered by eXp Realty
65 Lawrence St, Bluffton, SC 29910
(843) 422-5640 acuffproperties.com
Ginger Kennedy | Hilton Head -Bluffton, SC Realtor
5752 Guilford Pl #101, Bluffton, SC 29910
(843) 410-9209 gingerkennedy.evhhi.com
Engel & Volkers : Mitch Burns
5752 Guilford Pl #101, Bluffton, SC 29910
(843) 505-0470 mitchburns.evrealestate.com

A first-time home buyer specialist in Bluffton South Carolina helps you navigate the local market and state-specific programs. South Carolina offers the SC Housing First-Time Home Buyer program with down payment assistance and tax credits. A specialist guides you through pre-approval, offers, and closing in Bluffton.

What Does a First-Time Home Buyer Specialist in Bluffton Cost?

In South Carolina, a first-time home buyer specialist typically does not charge a separate fee because they are paid by the seller at closing. However, you may pay for services like a home inspection (300 to 500 dollars) and an appraisal (400 to 600 dollars). Closing costs in Bluffton usually range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a first-time home buyer specialist in Bluffton?
A specialist is a real estate agent or lender who focuses on helping buyers who have not owned a home in the past three years. They know local programs like SC Housing and can explain the process step by step.
What SC programs are available for first-time buyers in Bluffton?
SC Housing offers the First-Time Home Buyer program with a 30-year fixed rate mortgage and down payment assistance up to 6 percent of the loan amount. There is also a Mortgage Credit Certificate that gives a federal tax credit each year.
How long does the home buying process take for a first-time buyer in Bluffton?
The process typically takes 30 to 45 days from offer to closing in South Carolina. This includes inspection, appraisal, and final loan approval. Your specialist helps you stay on schedule.

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