Compare First-Time Home Buyer Specialists in Erie, PA
Directory of first-time home buyer specialists in Erie, Pennsylvania. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 20 first-time home buyer specialists in Erie, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A first-time home buyer specialist in Erie Pennsylvania helps you navigate the local housing market and Pennsylvania specific programs. These professionals guide you through the PA State Housing Finance Agency (PHFA) Keystone Advantage Assistance Program which offers down payment help. They also explain local Erie County first-time buyer grants and tax credits.
What Does a First-Time Home Buyer Specialist in Erie Cost?
Costs for a first-time home buyer specialist in Pennsylvania typically range from 0 to 500 dollars for initial consultations. Some specialists charge a flat fee of 250 to 750 for full guidance. Others earn commission from the home sale which is paid by the seller. These costs do not include loan origination fees or closing costs which can be 2 to 5 percent of the home price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a first-time home buyer specialist in Erie PA?
A first-time home buyer specialist is a real estate agent or mortgage professional who focuses on helping people buy their first home. They know about Pennsylvania first-time buyer programs like PHFA loans and local Erie down payment assistance options.
What Pennsylvania programs help first-time home buyers in Erie?
The Pennsylvania Housing Finance Agency (PHFA) offers the Keystone Advantage Assistance Program with low interest loans and up to 4 percent down payment help. Erie County also provides the HOME First-Time Homebuyer Program for qualified buyers with up to 10000 in assistance.
How do I qualify as a first-time home buyer in Pennsylvania?
You qualify if you have not owned a home in the past three years. You must also meet income limits set by PHFA which vary by county. For Erie County the limit for a one person household is about 50000 per year as of 2024.