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Find First-Time Home Buyer Specialists in Lincoln City, OR

Directory of first-time home buyer specialists in Lincoln City, Oregon. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Lincoln City, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Oregon before hiring.
Showing 20 first-time home buyer specialists in Lincoln City, OR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coldwell Banker Professional Group
1815 NW U.S. 101, Lincoln City, OR 97367
(541) 994-7760 cbpglincolncity.sites.cbmoxi.com
Hannah Katz, Coldwell Banker Professional Group
1815 NW U.S. 101, Lincoln City, OR 97367
(541) 418-3101 hannahkatz.realestate
Harcourts Coast Realty
4157 NW U.S. 101 Suite 227, Lincoln City, OR 97367
(541) 418-5131 harcourtscoastrealty.com
Taylor & Taylor Realty Co.
3891 NW U.S. 101, Lincoln City, OR 97367
(541) 994-9111 realestatelincolncity.com
Judy Vial, Taylor & Taylor Realty Co.
3891 NW U.S. 101, Lincoln City, OR 97367
(541) 760-7150 judyvial.realestatelincolncity.com
Evergreen Home Loans Lincoln City NMLS 1484725
2219 NW U.S. 101, Lincoln City, OR 97367
(541) 418-5010 evergreenhomeloans.com
Shelli Neal REALTOR - Realty One Group at the Beach Lincoln City
240 SE Hwy 101, Lincoln City, OR 97367
(541) 921-3306 shellineal.myrealtyonegroup.com
Erin Fletcher - Real Estate Agent, Coldwell Banker Professional Group
1815 NW U.S. 101, Lincoln City, OR 97367
(847) 997-2159 erinfletcher.sites.cbmoxi.com
Jeremy & Annjelika Dean REALTOR®️ - Realty ONE Group At The Beach
240 SE Hwy 101, Lincoln City, OR 97367
(541) 418-1776 lovecoasthomes.com
Jamie Tillotson - Evergreen Home Loans
2219 NW U.S. 101, Lincoln City, OR 97367
(541) 418-5012 evergreenhomeloans.com
David Graves Realtor
1815 NW U.S. 101, Lincoln City, OR 97367
(541) 550-0185 davidgraves.sites.cbmoxi.com
Vanessa Corder, Realtor - Realty One Group at The Beach
240 SE Hwy 101, Lincoln City, OR 97367
(541) 678-4220 vanessacorder.myrealtyonegroup.com
Sarah Rothschild, Realtor - Coldwell Banker PG
1815 NW U.S. 101, Lincoln City, OR 97367
(940) 783-6245 sarahdennison.sites.cbmoxi.com
Nicole Johnson Realty ONE Group
240 SE Hwy 101, Lincoln City, OR 97367
(541) 992-3639 nicolejohnson-2.myrealtyonegroup.com
Kim Jackson, REALTOR - Coldwell Banker PG
1815 NW U.S. 101, Lincoln City, OR 97367
(503) 403-9163 jacksoncoastal.com
Lincoln City Oregon Real Estate - Dennis Regen
3891 NW U.S. 101, Lincoln City, OR 97367
(541) 992-2177 dennisregen.com
Realty ONE Group At the Beach, Lincoln City
240 SE Hwy 101, Lincoln City, OR 97367
(971) 600-3663 atthebeach.myrealtyonegroup.com
Alisha Powell- Realty One Lincoln City Or
240 SE Hwy 101, Lincoln City, OR 97367
(541) 992-0764
Tori Whitbeck, REALTOR®
240 SE Hwy 101, Lincoln City, OR 97367
(214) 934-8204 torionthecoast.com
Samantha Wright - Realty One Group At The Beach
240 SE Hwy 101, Lincoln City, OR 97367
(541) 921-8788 samanthawright.myrealtyonegroup.com

A first-time home buyer specialist in Lincoln City, Oregon helps you navigate the local real estate market and Oregon-specific programs. These specialists understand the Oregon Residential Landlord and Tenant Act and can guide you through the Oregon Housing and Community Services down payment assistance options. They also know local market trends in Lincoln City and Lincoln County.

What Does a First-Time Home Buyer Specialist in Lincoln City Cost?

Typical costs for a first-time home buyer specialist in Oregon range from 2.5 percent to 3 percent of the purchase price as a commission, which is usually paid by the seller. Some specialists charge a flat fee of 500 to 2,000 dollars for consulting services. Costs vary by case and the specific services provided. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Lincoln City?
A specialist helps you find homes, understand financing, and apply for Oregon down payment assistance programs. They also explain local property tax rules and the Oregon home buyer tax credit if available.
What Oregon programs are available for first-time home buyers?
Oregon offers the Oregon Bond Residential Loan Program and the Oregon Down Payment Assistance Program. These provide low-interest loans and up to 5 percent of the purchase price for down payment help.
How do I qualify as a first-time home buyer in Oregon?
You generally must not have owned a home in the past three years. Income and purchase price limits apply based on Lincoln County limits. You also need a minimum credit score of 640 for most Oregon programs.

First-Time Home Buyer Specialists in Other Oregon Cities