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First-Time Home Buyer Specialists in Shelby, OH

Directory of first-time home buyer specialists in Shelby, Ohio. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Shelby, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 2 first-time home buyer specialists in Shelby, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Harris Brookside Realty
117 Mansfield Ave, Shelby, OH 44875
(419) 632-4508 harrisbrookside.housejet.com
ESSENTIAL REALTY LLC
59 E Main St, Shelby, OH 44875
(567) 844-0096 essentialrealty.org

What Does a First-Time Home Buyer Specialist in Shelby Cost?

A first-time home buyer specialist in Ohio typically charges a commission paid by the seller, so you may pay nothing directly. However, you should budget for closing costs which range from 2 to 5 percent of the home price. Some specialists charge a flat fee between 250 and 500 dollars for consulting services. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist in Shelby do?
A specialist helps you find suitable homes and connect with lenders. They also explain Ohio first-time buyer programs such as the OHFA grant. Their goal is to simplify the buying process for you.
What Ohio programs help first-time home buyers in Shelby?
The Ohio Housing Finance Agency offers down payment assistance and tax credits. These programs can provide up to 5 percent of the loan amount for closing costs. You must meet income limits and complete a home buyer education course.

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