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Find First-Time Home Buyer Specialists Near You in Morganton, NC

Looking for a first-time home buyer specialist in Morganton? Review the directory below to compare your options.

18 agents listed
Updated June 2026
Morganton, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 18 first-time home buyer specialists in Morganton, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Bay Mortgage Group
105 N Green St, Morganton, NC 28655
(828) 348-7837 atlanticbay.com
WNC Real Estate Inc.
707 N Green St, Morganton, NC 28655
(828) 544-5290 wncrealestateinc.com
Breeden Real Estate Inc
301 S Green St B, Morganton, NC 28655
(828) 438-4111 breedenrealestate.com
C Shane Cook & Associates - Real Estate
215 Avery Ave, Morganton, NC 28655
(828) 437-7400 cshanecook.com
Cinquanto Sisters at Engel & Völkers Foothills Morganton Downtown
100 W Union St Suite 101, Morganton, NC 28655
(828) 448-5503 facebook.com
RE/MAX Southern Lifestyles
820 W Union St, Morganton, NC 28655
(828) 430-7212 remaxsouthernlifestyles.com
Coldwell Banker Newton Real Estate
203 E Union St, Morganton, NC 28655
(828) 433-1485 cbnewtonrealestate.com
Nest Realty Morganton
304 S Sterling St Ste 100, Morganton, NC 28655
(828) 368-4898 morganton.nestrealty.com
JustinMargoRealtor
820 W Union St, Morganton, NC 28655
(828) 546-6400 justin-margo.remax.com
Engel & Völkers Foothills Lake James
3053 NC-126, Morganton, NC 28655
(828) 584-9999 foothills.evrealestate.com
Mark Causby- GRI, ABR, SRS, RSPS, RENE, Coldwell Banker Newton Real Estate
203 E Union St, Morganton, NC 28655
(828) 205-3531 markcausbyrealty.com
Berkshire Hathaway HomeServices Blue Ridge REALTORS
301 N Sterling St, Morganton, NC 28655
(828) 438-3660 bhhsbrr.com
REMAX Prestige Legacy
1239 Burkemont Ave C, Morganton, NC 28655
(828) 575-5327 remaxprestigelegacync.com
Horizon realty associates
216 N Sterling St Ste E, Morganton, NC 28655
(828) 351-7200 horizonrealtyassociates.com
Leanne Brittain - Nest Realty Morganton
304 S Sterling St Ste 100, Morganton, NC 28655
(828) 448-5806 nestrealty.com
Matt Crotts - Nest Realty
304 S Sterling St Ste 100, Morganton, NC 28655
(828) 413-9247 nestrealty.com
Western Piedmont Real Estate, LLC
205 Carbon City Rd, Morganton, NC 28655
(828) 301-4290 westernpiedmontrealestate.com
Edge Real Estate Services
216 N Sterling St Ste E, Morganton, NC 28655
(828) 443-6595 edgerealestateservices.com

What Does a First-Time Home Buyer Specialist in Morganton Cost?

In North Carolina, first-time home buyer specialists typically charge a flat fee or a percentage of the home purchase price. Fees can range from 500 to 1500 dollars for consulting services, while full service representation may cost 1 to 3 percent of the purchase price. Down payment assistance programs may have their own administrative fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Morganton?
A first-time home buyer specialist in Morganton helps you understand the home buying process from pre approval to closing. They explain North Carolina specific programs such as the NC Home Advantage Mortgage and the NC 1st Home Advantage Down Payment program. They also coordinate with local lenders and real estate agents to ensure a smooth transaction.
What North Carolina programs help first-time home buyers in Morganton?
North Carolina offers the NC Home Advantage Mortgage which includes down payment assistance up to 5 percent of the loan amount. The NC 1st Home Advantage Down Payment program provides up to 5 percent of the purchase price for eligible buyers. These programs require a minimum credit score of 640 and a debt to income ratio of 45 percent or less.
How long does the first-time home buying process take in Morganton?
The typical home buying process in North Carolina takes 30 to 45 days from offer acceptance to closing. North Carolina requires a due diligence period of usually 7 to 14 days where the buyer can inspect the property. The closing itself must be conducted by a North Carolina licensed attorney or title company.

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