Find First-Time Home Buyer Specialists in Williston Park, NY
Compare first-time home buyer specialists in Williston Park. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of New York before hiring.
Showing 15 first-time home buyer specialists in Williston Park, NY
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What Does a First-Time Home Buyer Specialist in Williston Park Cost?
Typical costs for a first-time home buyer specialist in New York range from 2.5 to 3 percent of the purchase price, paid by the seller as a commission. Additional fees may include a buyer broker agreement fee of 250 to 500 dollars. Closing costs in New York average 2 to 5 percent of the home price, covering items like title insurance, appraisal, and attorney fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a first-time home buyer specialist do in Williston Park?
A specialist helps you understand the home buying process, from pre-approval to closing. They explain New York-specific requirements, such as the attorney review period and the use of a title company. They also connect you with lenders offering programs like SONYMA or FHA loans.
What are the down payment requirements for first-time buyers in New York?
Down payment requirements vary by loan type. Conventional loans often require 5-20 percent down, while FHA loans may allow as little as 3.5 percent. New York state programs like SONYMA can provide down payment assistance of up to 3 percent of the purchase price for eligible buyers.
Do I need a lawyer for buying a home in Williston Park?
Yes, New York law requires a real estate attorney to handle the purchase contract and closing. The attorney review period is typically three business days after the contract is signed. Your specialist can recommend experienced local attorneys to ensure your interests are protected.