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First-Time Home Buyer Specialists in Newark, NJ

Browse first-time home buyer specialists serving Newark, New Jersey. Contact information and addresses listed below.

15 agents listed
Updated June 2026
Newark, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 15 first-time home buyer specialists in Newark, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NACA
60 Park Pl 8th floor, Newark, NJ 07102
(425) 602-6222 naca.com
The Da Silva Team
601 Dr Martin Luther King Jr Blvd, Newark, NJ 07103
(862) 763-0196 thedasilvateamnj.com
Augusto Verissimo-Real Estate Broker
112 Jabez St Suite 106, Newark, NJ 07105
(973) 420-5317 augustohomevalue.com
Teikesha Hubert - Hubert & Co.
211 Warren St Suite 202, Newark, NJ 07103
(917) 387-6872 beacons.page
Carla Ferreira Realtor
360 Lafayette St, Newark, NJ 07105
(201) 485-9720 rosaagency.com
Sonia Matute-Farfan
18 Oliver St Suite 301, Newark, NJ 07102
(860) 977-5159
Ana Silva - Your Realtor
201 Chestnut St, Newark, NJ 07105
(201) 709-3828
Weichert Realtors - Home City
112 Jabez St Suite 106, Newark, NJ 07105
(201) 293-6333 homecitirealty.com
HFY Real Estate Group
569 Dr Martin Luther King Jr Blvd Suite B06, Newark, NJ 07102
(973) 573-8150 hfyrealestate.com
New Jersey Citizen Action
625 Broad St #270, Newark, NJ 07102
(973) 643-8800 njcitizenaction.org
Hubert & Co.
211 Warren St Suite 202, Newark, NJ 07103
(201) 241-2018 hubertandco.co
Peterpaul Real Estate Agency
572 Market St, Newark, NJ 07105
(973) 589-0055 peterpaulrealestate.com
Jennifer Elizabeth Ramos-Realtor Broker Salesperson
18 Oliver St, Newark, NJ 07102
(862) 201-6537 jenifferramos.newdirection.realty
New Direction Realty
199 Wilson Ave suite b, Newark, NJ 07105
(833) 984-4663 newdirection.realty
Key Street
15 Lentz Ave, Newark, NJ 07105
(201) 340-5040 keystreet.io

A first-time home buyer specialist in Newark, New Jersey helps you navigate the home buying process from pre-approval to closing. New Jersey offers specific programs like the NJHMFA First-Time Home Buyer Program, which provides down payment assistance and lower interest rates for qualified buyers in Newark and across the state.

What Does a First-Time Home Buyer Specialist in Newark Cost?

Typical costs for a first-time home buyer specialist in New Jersey range from 0 to 3 percent of the loan amount, often paid by the lender or seller. Some specialists charge a flat fee between $500 and $2,500. Down payment assistance programs in Newark may cover up to $15,000 for eligible buyers. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist in Newark do?
A specialist guides you through the entire home buying process, including mortgage pre-approval, property search, offer negotiation, and closing. They also help you understand New Jersey specific programs like the NJHMFA down payment assistance and tax credits.
What are the requirements for first-time home buyer programs in New Jersey?
You must not have owned a home in the past three years. Income limits vary by county; for Essex County in 2024 the limit is around $98,000 for a one-person household. You also need a minimum credit score of 640 and complete a home buyer education course approved by NJHMFA.

First-Time Home Buyer Specialists in Other New Jersey Cities