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Find First-Time Home Buyer Specialists in Berkeley Heights, NJ

Compare first-time home buyer specialists in Berkeley Heights. Review contact information and insurance categorys before you decide.

3 agents listed
Updated June 2026
Berkeley Heights, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 3 first-time home buyer specialists in Berkeley Heights, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NJ Real Estate Boutique
391 Springfield Ave #1g, Berkeley Heights, NJ 07922
(973) 866-5125 njrealestateboutique.com
Barbara Mulcahy, Broker/Owner - RE/MAX Integrity Advantage
398 Springfield Ave, Berkeley Heights, NJ 07922
(908) 296-9073 sellwithmulcahy.com
Joseph Cacciato Realtor, Re/Max Integrity Advantage
398 Springfield Ave, Berkeley Heights, NJ 07922
(908) 768-5749 joecacciato.com

A first-time home buyer specialist in Berkeley Heights, New Jersey helps you navigate the local real estate market and New Jersey specific programs. New Jersey offers the NJHMFA First-Time Home Buyer Program with down payment assistance up to $10,000. These specialists guide you through inspections, financing, and closing procedures unique to Union County.

What Does a First-Time Home Buyer Specialist in Berkeley Heights Cost?

Typical costs for a first-time home buyer specialist in New Jersey range from $500 to $1,500 for a flat fee or 1 percent to 2 percent of the purchase price. Additional expenses include title insurance (around $1,500 to $3,000) and recording fees (about $100 to $300). These costs vary by property value and lender requirements. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Berkeley Heights?
A specialist educates you on the buying process, connects you with lenders for NJHMFA loans, and coordinates with real estate agents. They also explain New Jersey property tax proration and the 10 day attorney review period.
What New Jersey programs help first-time buyers in Berkeley Heights?
The NJHMFA First-Time Home Buyer Program offers 30 year fixed rate mortgages and down payment assistance. Berkeley Heights buyers may also qualify for the Mortgage Credit Certificate which provides a federal tax credit of up to 20 percent of mortgage interest paid.

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