Compare First-Time Home Buyer Specialists in Columbia, MO
Compare first-time home buyer specialists in Columbia. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Missouri before hiring.
Showing 20 first-time home buyer specialists in Columbia, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a First-Time Home Buyer Specialist in Columbia Cost?
Typical costs for a first-time home buyer specialist in Columbia Missouri include real estate agent commissions which are usually paid by the seller and range from 5 to 6 percent of the home price. Mortgage origination fees often cost 0.5 to 1 percent of the loan amount. Down payment assistance programs may have application fees between 200 and 500 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a first-time home buyer specialist in Columbia Missouri?
A specialist is a real estate agent or mortgage advisor who focuses on helping buyers who have not owned a home in the past three years. They know local Columbia neighborhoods and Missouri specific programs like the Missouri Housing Development Commission loans.
What Missouri programs help first-time buyers in Columbia?
The Missouri First Place loan offers a 30 year fixed rate mortgage with down payment assistance. The Missouri Housing Development Commission also offers tax credits and low interest loans for eligible first-time buyers in Columbia.
Do I need a special license to be a first-time buyer in Missouri?
No special license is required for buyers. However your real estate agent must hold a valid Missouri real estate license. You may also need to complete a home buyer education course approved by the Missouri Housing Development Commission to qualify for certain programs.