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Find First-Time Home Buyer Specialists Near You in Florence, KY

Compare first-time home buyer specialists in Florence. Review contact information and insurance categorys before you decide.

20 agents listed
Updated June 2026
Florence, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 20 first-time home buyer specialists in Florence, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cindy Shetterly Team
7210 Turfway Rd, Florence, KY 41042
(859) 743-0212 kentuckyandohiohomes.com
Simple Fee Realty
6900 Houston Rd STE 5, Florence, KY 41042
(859) 802-3733 simplefeerealty.com
Parker Real Estate Group HUFF Realty
60 Cavalier Blvd, Florence, KY 41042
(859) 647-0700 nkyhomes.com
Janell Stuckwisch Group
7310 Turfway Rd Suite 550, Florence, KY 41042
(859) 992-1602 janellsellshouses.com
Northern Kentucky Real Estate, Treas Team, Brad Treas
60 Cavalier Blvd, Florence, KY 41042
(859) 801-1088 treasteam.com
The Vories Team
7210 Turfway Rd, Florence, KY 41042
(833) 867-4371 findtristatehomes.com
Shelli Stinson, REALTOR
73 Cavalier Blvd #107, Florence, KY 41042
(859) 468-2730 shellistinson.homes
Katrina Robke Holtmeier, Keller Williams
7210 Turfway Rd Suite 115, Florence, KY 41042
(513) 504-0280 scarlettpg.com
NKY SOLD- Huff Realty
60 Cavalier Blvd, Florence, KY 41042
(859) 993-7653 nkysold.com
Nicole Riegler, Northern Kentucky Realtor
4895 Houston Rd, Florence, KY 41042
(859) 866-3261 nicoleriegler.com
Kentucky Property Twins- We Buy Houses
1509 Trophy Ct, Florence, KY 41042
(859) 242-5183 kentuckypropertytwins.com
ERA Real Estate Solutions #ThisGirlSellsHouses Melissa Maxwell- Realtor
8180 Dream St A, Florence, KY 41042
(859) 512-4444 thisgirlsellshouses.net
Chelsie Hicks Real Estate
73 Cavalier Blvd, Florence, KY 41042
(859) 630-6495 goexp.org
Front Gate Property Group
7210 Turfway Rd, Florence, KY 41042
(859) 962-9955 fgpropertygroup.com
HUFF Realty - Florence
60 Cavalier Blvd, Florence, KY 41042
(859) 525-7900 florence.huff.com
Holly Nally Realtor
60 Cavalier Blvd STE 100, Florence, KY 41042
(859) 525-5748 hollynally.com
Debbie Steiner Realtor
60 Cavalier Blvd #229, Florence, KY 41042
(859) 653-1328 debbiesteiner.com
Maria Huff Schilling - HUFF Realty
60 Cavalier Blvd Suite 115, Florence, KY 41042
(859) 912-1594 mariahuffschilling.com
Lindsay Heeger-Top Real Estate Agent
73 Cavalier Blvd #107, Florence, KY 41042
(859) 468-9823 lindsayheeger.exprealty.com
JoLynn Johnston, Keller Williams Realty Service
7210 Turfway Rd, Florence, KY 41042
(859) 760-4418 jolynnjohnston.com

What Does a First-Time Home Buyer Specialist in Florence Cost?

In Kentucky, first-time home buyer specialist fees are often paid by the lender or seller as part of the transaction, but you may pay a flat fee of 500 to 1,500 dollars for consulting services. Down payment assistance programs can reduce your upfront costs. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Florence?
A specialist educates you on the home buying process, connects you with lenders, and helps you apply for Kentucky-specific assistance programs. They also coordinate with real estate agents and ensure you meet local requirements.
Are there Kentucky programs for first-time buyers in Florence?
Yes, the Kentucky Housing Corporation offers down payment assistance and low-interest loans for qualified first-time buyers in Florence. These programs can provide up to 5 percent of the purchase price for down payment and closing costs.

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