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Find First-Time Home Buyer Specialists Near You in Cedar Falls, IA

Looking for a first-time home buyer specialist in Cedar Falls? Review the directory below to compare your options.

20 agents listed
Updated June 2026
Cedar Falls, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Iowa before hiring.
Showing 20 first-time home buyer specialists in Cedar Falls, IA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Structure Real Estate
201 Washington St, Cedar Falls, IA 50613
(319) 260-2016 structurecedarvalley.com
Vine Valley Real Estate
808 E 18th St, Cedar Falls, IA 50613
(319) 249-5468 vinevalleyre.com
Oakridge Real Estate
3313 Terrace Dr, Cedar Falls, IA 50613
(319) 277-5005 oakridge.net
Bethany Benner - Oakridge Real Estate
3313 Terrace Dr, Cedar Falls, IA 50613
(319) 551-4010 bethanybenner.oakridge.net
Janae Ohrt Cedar Falls Realtor with Century 21 Signature Real Estate
7103 Chancellor Dr Suite 100, Cedar Falls, IA 50613
(319) 415-1188 janaeohrt.com
Lockard Realty
301 Washington St, Cedar Falls, IA 50613
(319) 277-8000 lockardrealty.com
Elke Simmer Gerdes / Realtor - Broker
201 Washington St, Cedar Falls, IA 50613
(319) 240-3034 elkegerdes.com
Paige Peyton - Oakridge Real Estate
3313 Terrace Dr, Cedar Falls, IA 50613
(319) 404-9899 paigepeyton.oakridge.net
Realty ONE Group Movement
100 E 2nd St UNIT 206, Cedar Falls, IA 50613
(319) 243-3425 rogmovement.com
Karen Steffes-Coldwell Banker Elevated Real Estate
3321 Cedar Heights Dr, Cedar Falls, IA 50613
(319) 215-2080 karensteffeshomes.com
Derick Rogers, REALTOR®
100 E 2nd St Suite 206, Cedar Falls, IA 50613
(319) 504-2162 cedarfallsrealtor.com
Whitney Jones-Oakridge Real Estate
3313 Terrace Dr, Cedar Falls, IA 50613
(319) 240-2611 whitneyjones.oakridge.net
CENTURY 21 Signature Real Estate - Cedar Falls
7103 Chancellor Dr Suite 100, Cedar Falls, IA 50613
(319) 266-8080 iowac21.com
Karen Steffes Homes
2302 W 1st St Ste 201G, Cedar Falls, IA 50613
(319) 215-2080 karensteffeshomes.com
Justin Reuter - Oakridge Real Estate
3313 Terrace Dr, Cedar Falls, IA 50613
(319) 939-5112 justinreuter.oakridge.net
Oakridge Real Estate - Brad Page
3313 Terrace Dr, Cedar Falls, IA 50613
(319) 404-8899
Rachel Iverson - Oakridge Real Estate
3313 Terrace Dr, Cedar Falls, IA 50613
(712) 261-4772 racheliverson.oakridge.net
Michelle Miller, Realtor
3313 Terrace Dr, Cedar Falls, IA 50613
(319) 243-8390 wearingheelsclosingdeals.com
Marguerite Pircer - Realty ONE Group Movement
100 E 2nd St Suite 206, Cedar Falls, IA 50613
(319) 230-1231 margueritepircer.myrealtyonegroup.com
Mersiha Mustedanagic, Realtor® - Oakridge Real Estate
3313 Terrace Dr, Cedar Falls, IA 50613
(319) 939-0730 mersiha.oakridge.net

A first-time home buyer specialist in Cedar Falls, Iowa can guide you through the home buying process and help you access state-specific programs. Iowa offers the FirstHome program through the Iowa Finance Authority, which provides down payment and closing cost assistance to eligible buyers. Working with a local specialist ensures you understand Cedar Falls market conditions and Iowa real estate laws.

What Does a First-Time Home Buyer Specialist in Cedar Falls Cost?

Typical costs for a first-time home buyer specialist in Cedar Falls, Iowa vary. Real estate agent commissions are usually paid by the seller and range from 5 to 6 percent of the sale price. Mortgage origination fees often run 0.5 to 1 percent of the loan amount. Closing costs in Iowa average 2 to 5 percent of the home price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a first-time home buyer specialist in Cedar Falls?
A first-time home buyer specialist is a real estate agent or mortgage professional who focuses on helping people buy their first home. They understand Iowa specific programs like the FirstHome and Homes for Iowans loans. They also know local Cedar Falls neighborhoods and market trends.
What Iowa programs help first-time home buyers in Cedar Falls?
The Iowa Finance Authority offers the FirstHome program with a 30-year fixed rate mortgage and down payment assistance up to 5 percent of the loan amount. The Homes for Iowans program provides a lower interest rate and up to 5,000 dollars in closing cost assistance. Both programs require completion of a home buyer education course.

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