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Find First-Time Home Buyer Specialists Near You in St Simons Island, GA

Directory of first-time home buyer specialists in St Simons Island, Georgia. Verify credentials with the state state mortgage licensing authority before hiring.

19 agents listed
Updated June 2026
St Simons Island, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Georgia before hiring.
Showing 19 first-time home buyer specialists in St Simons Island, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Berkshire Hathaway HomeServices Hodnett Cooper Real Estate
520 Ocean Blvd Second Floor, St Simons Island, GA 31522
(912) 638-5450 bhhshodnettcooper.com
Stephen Moreno, IV - Capital City Home Loans
621 Ocean Blvd, St Simons Island, GA 31522
(912) 771-2115 saintsimonsmortgage.com
Signature Properties Group Inc.
1709 Frederica Rd, St Simons Island, GA 31522
(912) 634-9995 signaturepropertiesgroup.com
Close with Cason Realty
21 Wesley Xing, St Simons Island, GA 31522
(912) 704-8223 closewithcasonrealty.com
Jacquie Wheeler, Realtor
520 Ocean Blvd Second Floor, St Simons Island, GA 31522
(912) 230-1294 stsimonslivingtoday.com
Anneliese Lightfoot, Real Estate Agent
122 Island Professional Pk, St Simons Island, GA 31522
(912) 286-0414 listwithlightfoot.com
Melanie Barger Real Estate
520 Ocean Blvd 2nd Floor, St Simons Island, GA 31522
(912) 506-6261 linktr.ee
Michelle Fox Realtor
122 Island Professional Pk, St Simons Island, GA 31522
(912) 506-3798 foxrealestatega.com
Somerset Mortgage Corporation
1607 Frederica Rd #201, St Simons Island, GA 31522
(912) 230-7700 somersetmortgagecorp.com
Keller Williams Realty Golden Isles - Brad Davis, Realtor
122 Island Professional Pk, St Simons Island, GA 31522
(912) 536-9753 bradsellsssi.kw.com
Emily Hall - Realtor - Brunswick, GA
122 Island Professional Pk, St Simons Island, GA 31522
(304) 532-5732 emilyhall.kw.com
Mackay Cate Real Estate - Maritime Realty Group
5500 Frederica Rd ste 1209, St Simons Island, GA 31522
(912) 571-0364 mackaycaterealestate.com
Watson Real Estate Group, Berkshire Hathaway HomeServices Hodnett Cooper Real Estate
520 Ocean Blvd Suite 255, St Simons Island, GA 31522
(912) 771-9995 propertiesofgoldenisles.com
Coastal Lifestyle by Design LLC
351 Sea Island Rd, St Simons Island, GA 31522
(912) 577-1785
Ann Dempsey - Real Estate Agent
520 Ocean Blvd, St Simons Island, GA 31522
(912) 222-0876 thedempseyteam.com
Ashley Seabolt REALTOR®, St. Simons Island Real Estate
122 Island Professional Pk, St Simons Island, GA 31522
(404) 384-5283 ashleyseabolt.com
Jeffery Williams | Realtor | Saint Simons Island
520 Ocean Blvd, St Simons Island, GA 31522
(912) 291-3428 linktr.ee
Cornerstone First Mortgage NMLS#173855
1700 Frederica Rd STE 106, St Simons Island, GA 31522
(912) 342-2401 cfmtg.com
Best Life Home Loans
5500 Frederica Rd Suite 1219, St Simons Island, GA 31522
(912) 771-6224 bestlifehomeloans.com

A first-time home buyer specialist in St Simons Island Georgia helps you navigate the local market and Georgia specific programs. Georgia offers the Georgia Dream homeownership program which provides down payment assistance for qualified buyers in Glynn County. Working with a specialist can simplify the process from pre approval to closing.

What Does a First-Time Home Buyer Specialist in St Simons Island Cost?

Typical costs for a first-time home buyer specialist in Georgia range from 500 to 1500 dollars for a flat fee or 1 to 2 percent of the purchase price. Some specialists charge an hourly rate of 150 to 350 dollars. Costs vary by case and complexity. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in St Simons Island?
A specialist guides you through the home buying process including loan options and Georgia specific programs. They help you understand local market conditions on St Simons Island and coordinate with lenders and real estate agents. Their goal is to make your first purchase smooth and informed.
Are there Georgia programs for first-time home buyers on St Simons Island?
Yes the Georgia Dream program offers down payment assistance and low interest rates for eligible first-time buyers. This program is available in Glynn County and requires a homebuyer education course. Income limits and purchase price caps apply based on your household size.

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