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Compare First-Time Home Buyer Specialists in Niceville, FL

Directory of first-time home buyer specialists in Niceville, Florida. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Niceville, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 20 first-time home buyer specialists in Niceville, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hiller Group brokered by eXp Realty
4654 E Hwy 20, Niceville, FL 32578
(850) 318-8713 hiller850.com
Steve Schutt NMLS #342876 Movement Mortgage
1054 E John Sims Pkwy, Niceville, FL 32578
(850) 897-8971 movement.com
Meagan Elder - Realtor® Coldwell Banker Realty
350 W John Sims Pkwy Suite 402, Niceville, FL 32578
(850) 612-1625 meaganelder.com
The Cathy Alley Team
1073 E John Sims Pkwy, Niceville, FL 32578
(850) 585-2303 thecathyalleyteam.com
Charlie Cameron Realtor | Military Home Team | Eglin Hurlburt Pensacola Tyndall
1710 Oakview Cove, Niceville, FL 32578
(850) 749-4645 panhandlepcs.com
Jennifer Hannigan, Realtor, USAF Veteran, Licensed Real Estate Broker/Owner
1039 Forest Rd, Niceville, FL 32578
(850) 999-3889 hanniganrealty.com
Coldwell Banker Realty - Niceville
350 W John Sims Pkwy Suite 402, Niceville, FL 32578
(850) 897-4563 coldwellbankerhomes.com
Cindy Zimmermann, Real Estate Professional
350 W John Sims Pkwy Suite 402, Niceville, FL 32578
(850) 974-0869 cindyzsellshomes.com
Salt & Light Realty
249 Olde Post Rd, Niceville, FL 32578
(850) 217-8412 saltandlightrealty.com
Melissa Jolley, Realtor­® Coldwell Banker Realty
350 W John Sims Pkwy Suite 402, Niceville, FL 32578
(850) 445-7364 buyingboggy.com
Coastal Villages Real Estate | Judy Griffin | Top Realtors
4400 E Hwy 20 #307, Niceville, FL 32578
(850) 685-8595 coastalvillagesfl.com
Rufina Marte Candelario, Realtor, Century 21 AllPoints Realty
1350 E John Sims Pkwy, Niceville, FL 32578
(850) 376-1807 rufinacandelario.c21.com
Norma Busbee Realtor | Niceville, FL
350 W John Sims Pkwy Suite 402, Niceville, FL 32578
(305) 505-9962 normabusbee.com
Tibor Pollak - Selling and Buying Agent Specialist, Emerald Coast Real Estate Tips
1909 Redwood Ave, Niceville, FL 32578
(850) 502-9061 emeraldcoastrealestatetips.com
Kristen Kuenzel, Century 21 Allpoints Realty
1350 E John Sims Pkwy, Niceville, FL 32578
(850) 362-8712 kristenkuenzel.sites.c21.homes
Beach Properties by Brian Ligon - Coldwell Banker
350 E John Sims Pkwy UNIT 402, Niceville, FL 32578
(850) 855-7311 moveforwardwithbrian.sites.cbmoxi.com
NextHome Cornerstone Realty
323 E John Sims Pkwy, Niceville, FL 32578
(850) 389-8787 nexthomecornerstone.com
Platinum Lifestyle Professionals of Century 21 AllPoints Realty
1350 E John Sims Pkwy, Niceville, FL 32578
(850) 582-6442 platinumlifestyleprofessionals.com
The Babe Group
409 E John Sims Pkwy #1, Niceville, FL 32578
(850) 803-9498 thebabegroup.com
Tammy Summers, Realtor®
1073 E John Sims Pkwy, Niceville, FL 32578
(601) 597-3777 tammysummersrealtor.com

A first-time home buyer specialist in Niceville, Florida helps new buyers navigate the local market and Florida-specific programs. These specialists guide you through steps like Florida First Time Home Buyer programs and the Florida Homeownership Assistance Program. They also explain local property tax rules and the Florida homestead exemption.

What Does a First-Time Home Buyer Specialist in Niceville Cost?

Typical costs for a first-time home buyer specialist in Florida range from 2.5% to 3% of the purchase price, often paid by the seller. Some specialists charge a flat fee between 2500 and 5000 dollars. Costs vary based on the property price and services provided. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Niceville?
A specialist helps you understand Florida first-time buyer programs, find lenders, and review local market conditions. They also explain the Florida homestead exemption and how to apply for down payment assistance.
What Florida programs help first-time buyers in Niceville?
Florida offers the Florida First Time Home Buyer program and the Florida Homeownership Assistance Program. These provide down payment and closing cost help for qualified buyers in Niceville.
How long does it take to buy a first home in Niceville Florida?
The process usually takes 30 to 60 days from offer to closing. Florida law requires a 7-day inspection period after the contract is signed unless both parties agree otherwise.

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