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Compare First-Time Home Buyer Specialists in Jacksonville Beach, FL

Looking for a first-time home buyer specialist in Jacksonville Beach? Review the directory below to compare your options.

10 agents listed
Updated June 2026
Jacksonville Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 10 first-time home buyer specialists in Jacksonville Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Future Home Loans
224 3rd St N, Jacksonville Beach, FL 32250
(844) 202-8124 future.loans
Promise Mortgage - Jonathan Torres
1522 Penman Rd, Jacksonville Beach, FL 32250
(518) 368-0090 promisemtg.com
Taylor Allen Realtor of St. Johns County
1438 3rd St, Jacksonville Beach, FL 32250
(904) 923-3211 taylorallenrealtor.com
MASH Realty Services, LLC
1835 Kings Rd, Jacksonville Beach, FL 32250
(904) 241-2734 mashrealty.com
1 Percent Lists First Coast
107 17th Ave S Unit A, Jacksonville Beach, FL 32250
(904) 472-4753 1percentlistsfirstcoast.com
First Coast Realty of Jacksonville inc
925 3rd St N, Jacksonville Beach, FL 32250
(904) 372-4010 jacksonville-homes.net
Sena Baker, FIRST COAST REALTY OF JACKSONVILLE INC
925 3rd St N, Jacksonville Beach, FL 32250
(904) 591-6729 firstcoastrealtyofjax.com
Jax Beach Family Home Buyers
1348 Beach Blvd #50842, Jacksonville Beach, FL 32250
(904) 298-8668 jaxbeachfamilyhomebuyers.com
RE/MAX Specialists
233 6th Ave N, Jacksonville Beach, FL 32250
(904) 260-8888
Breeze Home Buyers
3948 3rd St S Unit 383, Jacksonville Beach, FL 32250
(904) 418-6940 breezehomebuyer.com

A first-time home buyer specialist in Jacksonville Beach, Florida can guide you through the unique process of buying your first home. Florida law requires specific disclosures and inspections, such as a four-point inspection for older homes. A local specialist understands the Jacksonville Beach market and can connect you with Florida first-time buyer assistance programs like the Florida HFA Preferred program.

What Does a First-Time Home Buyer Specialist in Jacksonville Beach Cost?

Typical costs for a first-time home buyer specialist in Florida include a commission paid by the seller, usually 2.5% to 3% of the sale price. Buyers may pay separate fees for services like home inspections, which cost 300 to 500 dollars, and a title search, which costs 150 to 400 dollars. Florida also has a documentary stamp tax of 70 cents per 100 dollars of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Jacksonville Beach?
A first-time home buyer specialist helps you find suitable homes, understand financing options, and navigate Florida real estate contracts. They also coordinate with lenders and title companies to ensure a smooth closing process.
Are there Florida-specific programs for first-time home buyers?
Yes, Florida offers the Florida HFA Preferred program and the Florida Assist program for down payment help. These programs have income limits and require completion of a home buyer education course approved by the state.
What legal steps are unique to buying a home in Florida?
Florida requires a written contract for real estate sales and a mandatory 15-day inspection period unless waived. Sellers must provide a property disclosure form about known defects. A real estate attorney is often used for closing in Florida.

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